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PayPal: PayPal Credit reviews

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4.90
Based on 106,718 reviews, last reviewed 14th May 2026
2577800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing & helps we buy this over a period... PayPal is amazing & helps we buy this over a period of time I use it a lot! Any problems there always happy to help Reviewed on: 14th May 2026
Nell's avatar
Nell

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106718)

Paypal Credit is an excellent way of paying for good...

5
Paypal Credit is an excellent way of paying for goods and can be settled at any time Reviewed on: 13th April 2026
brian h's avatar
brian h

It got the job done and was able to get...

5
It got the job done and was able to get on with my day Reviewed on: 13th April 2026
Chris cranmer's avatar
Chris cranmer

Reality strike

5
Around 10 years of use and no single problem ,really comfy ,reliable and fast ,it like a bargain Reviewed on: 13th April 2026
Andrius's avatar
Andrius

Never had an issue very straight forward to use.

5
Never had an issue very straight forward to use. there when you need it Reviewed on: 13th April 2026
Joyce H's avatar
Joyce H

I know it's the safest way to spend money love that...

5
I know it's the safest way to spend money love that it has no interest payments Reviewed on: 13th April 2026
MRS D's avatar
MRS D

Pay in 3 is fantastic!

5
I often use the pay in three option as it helps me manage my money better. PayPal is so easy to use and it's a trustworthy company. I have also used the interest free options on PayPal credit over 6 and 12 months for larger purchases. It has been such a help to me. When I have contacted customer services I have found them to be really helpful, friendly and knowledgeable. Reviewed on: 13th April 2026
Jay's avatar
Jay

Works well, but customer service is non existence.

4
Works well, but customer service is non existence. Also poor communication, they cut my credit limit without any notice or communication Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Very helpful

5
This has been very helpful to me whilst I had some financial hardship over the Christmas period. This has helped allow me and my family to have fewer financial worries. Reviewed on: 13th April 2026
CB's avatar
CB

It has been of a great help in the time of struggle.

5
It has been of a great help in the time of struggle. Reviewed on: 13th April 2026
Edmond Ndondo's avatar
Edmond Ndondo

me PayPal promotions don’t work properly.

3
me PayPal promotions don’t work properly. For example, in the points-collection promotions, the points are often not added even after completing the required actions Reviewed on: 13th April 2026
Jaroslaw Bolewski's avatar
Jaroslaw Bolewski

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