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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147887)

Paypal Credit, the ultimate!

5
It has been excellent using Paypal Credit. The 4 month promotional offer on purchase of £99 and above has been highly helpful. Customer care is also great though it dynamism needs to be upgraded for easy accessibility. The repayment has been highly implied. Its indeed an ultimate credit platform. Reviewed on: 8th May 2026

PayPal service

5
Excellent quick and efficient service Reviewed on: 8th May 2026

Excellent and Secure Payment Service

5
PayPal is one of the easiest and most trusted payment platforms I’ve used. Sending and receiving money is fast, secure, and convenient. The app is user-friendly, and I like how it protects transactions and works with many online stores worldwide. Customer support is also helpful when needed. Overall, a reliable service for online payments and transfers. Reviewed on: 8th May 2026

They have great service fix issues fast

5
They have great service fix issues fast Reviewed on: 8th May 2026

Quick, simple and user friendly

5
Quick and easy to apply for, with a clear and straightforward process. PayPal Credit is a great option for streamlining online payments and spreading the cost of purchases when needed. Reviewed on: 8th May 2026

Very strict and correct all the time protect my purc...

5
Very strict and correct all the time protect my purchases! Reviewed on: 8th May 2026

Very handy in some emergencies, easy to pay back in...

5
Very handy in some emergencies, easy to pay back installments without adding the costs Reviewed on: 8th May 2026

It has always been the best platform to purchase

5
It has always been the best platform to purchase Reviewed on: 8th May 2026

paypal has been great for money and pay in 3, i lik...

5
paypal has been great fir money and pay in 3, i like the pay in 3 as it gives mre tiime to ger money Reviewed on: 8th May 2026

My experience was very good.

5
My experience was very good. Ith Reviewed on: 8th May 2026

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