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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,687 reviews, last reviewed 14th May 2026
2576450% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy navigation The app is easy to navigate and makes it easy to keep track and manage my credit account. Reviewed on: 14th May 2026
Nicole C's avatar
Nicole C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106687)

Convenient and fast.

5
Convenient and fast. Makes purchasing so easy. Reviewed on: 13th April 2026
Ed D's avatar
Ed D

Any problem PayPal have been excellent .

5
Whenever I have had a problem PayPal we’re do helpful Reviewed on: 13th April 2026
Bella's avatar
Bella

Helpful customer service people and easy to use app.

5
Helpful customer service people and easy to use app. Reviewed on: 13th April 2026
Judee's avatar
Judee

easy to use, 0% rate is great if paid back...

5
easy to use, 0% rate is great if paid back on time Reviewed on: 13th April 2026
paypal reviewer c's avatar
paypal reviewer c

Excellent

5
Really great to use paypal credit. Not massive interest charged. Really easy to use and easy to repay. I always use it nowadays for my purchases. Reviewed on: 13th April 2026
Benjamin J's avatar
Benjamin J

PayPal for ease

5
Always easy to deal with PayPal. Prompt responses and I like the range of payment options it allows me to have for products. Reviewed on: 13th April 2026
EC's avatar
EC

If I don't have money, I always pay with PayPal or a...

5
If I don't have money, I always pay with PayPal or a loan or pay in three installments Reviewed on: 13th April 2026
jan czatyrko's avatar
jan czatyrko

I love it I tell all my friends about it and gives m...

5
I love it I tell all my friends about it and gives me a little more time to pay back than your everyday credit card Reviewed on: 13th April 2026
Helen J's avatar
Helen J

Quick and easy

5
Quick and easy experience, set up of my account was quick and explained well. Reviewed on: 13th April 2026
Donna j's avatar
Donna j

Very good platform for shopping online with good cus...

4
Very good platform for shopping online with good customer service Reviewed on: 13th April 2026
hassan z's avatar
hassan z

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