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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147883)

Very effective and efficient service

5
Very effective and efficient service Reviewed on: 8th May 2026

All my information is in one place and easy to under...

5
All my information is in one place and easy to understand. I also what what I need to pay ans when Reviewed on: 8th May 2026

Great service.

5
Usually, they re very good liaising with sellers if a service is not provided or goods aren't as described. PayPal is also a very good service to send or receive money. Reviewed on: 8th May 2026

Very easy and problem free so far

5
Very easy and problem free so far Reviewed on: 8th May 2026

Always keen to solve any problems that arises quickl...

5
Always keen to solve any problems that arises quickly and conveniently and also respond super fast. Reviewed on: 8th May 2026

Helps me to budget carefully

4
It really helps me to budget carefully without overspending Reviewed on: 8th May 2026

Fast affordable credit

5
Very useful to have this credit and the rates are reasonable Fast Reviewed on: 8th May 2026

It is the best credit app and easy to use

5
It is the best credit app and easy to use Reviewed on: 8th May 2026

It is rally easy to use and make purchases easy and...

5
It is rally easy to use and make purchases easy and with confidence Reviewed on: 8th May 2026

Very helpful and supportive and satisfactory

5
Very helpful and supportive and satisfactory Reviewed on: 8th May 2026

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