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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147872 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147872)

So beneficial and easy to use, it has helped me to s...

So beneficial and easy to use, it has helped me to spread costs and I regularly take advantage of the 4 months interest free on purchases over £100. Reviewed on: 8th May 2026

I applied for credit to buy my football season ticke...

I applied for credit to buy my football season ticket it only took a few minutes Reviewed on: 8th May 2026

Excellent service so far.

The service has been excellent and I have confidence while using the debit card and the credit card. Thanks for the service Reviewed on: 8th May 2026

Fast and reliable services it provide and at ease.

Fast and reliable services it provide and at ease. Security guarantee, payment options are all part of a welcome, reliable and sustainable ways PayPal has been of benefit to customers. PayPal credits and pay in 3 options are superbly unique and I have been availing these opportunities too. PayPal is the best so far and and I am grateful. It offers a loan without interest for 4 months; only PayPal has such privileges to offer. Excellent! Reviewed on: 8th May 2026

I’ve been using PayPal for 20 plus years never had a...

I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026

Excellent service friendly staff

Excellent service friendly staff Reviewed on: 8th May 2026

Good save way of buying off 3rd party website

Good save way of buying off 3rd party website Reviewed on: 8th May 2026

Easy to manage and had no issues with repaymentd

Easy to manage and had no issues with repaymentd Reviewed on: 8th May 2026

Super easy to use.

Super easy to use. Provides great peace of mind when purchasing online. Reviewed on: 8th May 2026

PayPal Credit

PayPal is excellent in it self. Great service Reviewed on: 8th May 2026

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