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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106676 reviews)

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4.90

Based on 106,676 reviews, last reviewed 14th May 2026

2576000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I think the credit card is really good and also the... I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106676)

Very good service

Very good service i like this app so much Reviewed on: 13th April 2026

Great reliable way to pay no fuss and hassle.

Great reliable way to pay no fuss and hassle. Reviewed on: 13th April 2026

PayPal service

I've been using PayPal for getting some items I needed but couldn't immediately buy outright. Their credit system is absolutely brilliant. And very easy to manage. I can easy check everything in the app and make payments towards the credit balance. Its lifted a lot of stress. Reviewed on: 13th April 2026

Easy to understand and use

Always had clear guidance on spending and any charges. Reviewed on: 13th April 2026

Very easy to use.

Very easy to use. I like the clear indicators for how mum you can use for Pay in 3 and that Paypal regularly checks and adjusts accordingly where for example if you are not care could get you into hot water. Great service and does what’s it’s supposed to do which is getting the products and services you need. Cannot fault my experience. Well Done PayPal. Reviewed on: 13th April 2026

Very trustworthy!

I have been using PayPal for my transaction for so many years and have found the service so convenient and reliable. Reviewed on: 13th April 2026

It’s very good and very easy and nice experience

It’s very good and very easy and nice experience Reviewed on: 13th April 2026

Flexible

Always worked well for me, like the different options to to be able to pay for things! Reviewed on: 13th April 2026

I feel more reassured when buying online using the s...

I feel more reassured when buying online using the safety of Paypal. Love it! Reviewed on: 13th April 2026

Easy to use, no hassles and no problems encountered...

Easy to use, no hassles and no problems encountered so far Reviewed on: 13th April 2026

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