Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57792 reviews)

View other PayPal products

4.91

Based on 57,792 reviews, last reviewed 9th Apr 2026

645400% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m happy about PayPal /paypal credit I’m happy about PayPal /paypal credit Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57792)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Pay in 3 months 0% is a good idea

Pay in 3 months 0% is a good idea Reviewed on: 6th April 2026

Great way to spread the costs

I use paypal alot. I use it to spread tne cost of larger items, Or just a food shop. Paypal has helped me alot. These oh financially hard times. Reviewed on: 6th April 2026

Fantastic service

Never had an issue getting finance or credit from PayPal. Service is great on 0% terms etc. always a reminder when the next payment is due. Reviewed on: 6th April 2026

Secure shopping pay in three is great for big purcha...

Secure shopping pay in three is great for big purchases and option to use the credit card Reviewed on: 6th April 2026

The best credit facility and customer service

The best credit instalment payment with no charges for some period, making it the best I have seen and the best customer service experience. Reviewed on: 6th April 2026

Brilliant customer service and ease of use.

Brilliant customer service and ease of use. Choose PayPal time and time again - perfect! Reviewed on: 6th April 2026

PayPal is my go to for everything!

I always use PayPal. Even more so now they do rewards. They build up really fast too. I have PayPal credit, pay in 3 & use it for many other things. Always my preferred way to be as it protects me from scammers & helps with disputing transactions, should there be any. Absolutely fantastic Reviewed on: 6th April 2026

Great experience with PayPal credit as my first cred...

Great experience with PayPal credit as my first credit card, helped to build my credit score and always paid on time with help of the assistive emails. Reviewed on: 6th April 2026

PayPal excellent service

Always excellent service, I feel all my financial information is safe Reviewed on: 6th April 2026

Super convenient and easy to use

Super convenient and easy to use Reviewed on: 6th April 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub