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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147435 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147435)

Preference

I would prefer paypal over other services because of reasonable offerings and benefits in shape of discounts. Reviewed on: 8th May 2026

My first choice for paying.

Straightforward to use. Easy to monitor finances. Reviewed on: 8th May 2026

All positive, wouldn't change anything

All positive, wouldn't change anything Reviewed on: 8th May 2026

Trust worthy app

Always have solutions for any problem Reviewed on: 8th May 2026

Great Service!

Very easy to use, deal with any issues quickly and efficiently. Widely available. Reviewed on: 8th May 2026

So far all my experiences have been positive

So far all my experiences have been positive Reviewed on: 8th May 2026

Easy to use Easy to use Easy to use

Easy to use Easy to use Easy to use Reviewed on: 8th May 2026

Simple and easy to set up

PayPal credit is easy, simple and helped me out with a few important purchases. The process was extremely straightforward and everything was clear. I would definitely recommend PayPal Credit to anyone requiring some short term credit. Reviewed on: 8th May 2026

Good safe service highly recommended

Good safe service highly recommended Reviewed on: 8th May 2026

Makes buying easy

Very easy to use with the app and integrates well with online shops. Reviewed on: 8th May 2026

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