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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147520 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147520)

PayPal Credit is simple and rewarding

PayPal credit was simple to set up in my Apple Wallet enabling ease for Apple Pay purchases (which when linked to PayPal + feels rewarding and beneficial to me). The app allows easy set up of direct debit or one off payment with a “pay now” button visible when there is balance to pay. I find this helpful as sometimes it can take time for balances to clear between banks so having a button that indicates whether a payment is pending etc really helpful. Reviewed on: 8th May 2026

Very Handy when moving home.

Very Handy when moving home. As we know moving home can be a bit of a challenge however using PayPal credit helped spread things over a time so I could focus on the family and the move itself Reviewed on: 8th May 2026

Easy to use.

Easy to use. No errors so far. Using it for more than 15 years Reviewed on: 8th May 2026

No hassle payments, easy to get any trouble sorted,...

No hassle payments, easy to get any trouble sorted, amazing Reviewed on: 8th May 2026

Fast, secure and widely accepted

I’ve been using PayPal credit for sometime now. It’s quite handy and straightforward. I treat it like any other credit cards. This is a virtual one. Reviewed on: 8th May 2026

PayPal credit has been a total life saver!

PayPal credit has been a total life saver! When i discovered PayPal credit it really helped it’s so easy and straight forward to use. The service is quick, easy, safe and I have had no problems at all with it! It’s a really handy and easy to use service. I find it a lot more straight forward than most credit services! Would highly recommend Reviewed on: 8th May 2026

I so quick easy to use.

I so easy to use. You can use PayPal with thousands of retailers all over the world. Don't what I would do without it. Reviewed on: 8th May 2026

Great customer service

Very quick to respond to any issues I've had. Responsible lenders too. The app is great and user friendly Reviewed on: 8th May 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Quick and easy used for years. Reviewed on: 8th May 2026

Simple to set up, simple to use. .

I used PayPal credit to make online purchases. It was easy to apply for and simple to access. Reviewed on: 8th May 2026

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