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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106581 reviews)

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4.90

Based on 106,581 reviews, last reviewed 13th May 2026

2571550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106581)

Great service, great app

Great service with great alternative options for payment. Easy to use app. Reviewed on: 13th April 2026

Love the way I can spread the cost

Love the way I can spread the cost Reviewed on: 13th April 2026

Excellent, been with a number of years.

Find the app very easy to use, and the odd occasion when I have rang customer services, they have been friendly & professional, & dealt with my enquiries within the call. Reviewed on: 13th April 2026

Key aspects

It is a secure and user-friendly digital wallet for online transactions. Sometimes I got unexpected fees and can not find the source of it. The account management makes me confused, not too clear. I often face long and frustrating resolution processes. Reviewed on: 13th April 2026

Good experience with paypal ,easy to acess

Good experience with paypal ,easy to acess Reviewed on: 13th April 2026

Good experience

Simple to use and provides flexible options Reviewed on: 13th April 2026

PayPal has been a reliable and convenient way for me...

PayPal has been a reliable and convenient way for me to handle online payments. The app is easy to use, transactions are quick, and I appreciate the extra layer of security it provides when shopping online. Sending and receiving money is straightforward, and the buyer protection gives peace of mind. Overall, it’s a trustworthy platform that makes managing payments simple and stress-free. Reviewed on: 13th April 2026

rd and the debit card are very use...

Both the credit card and the debit card are very useful . I would tell others how good PayPal is.Having used it for decades, from eBay to big purchases Reviewed on: 13th April 2026

So easy to use and very convenient

So easy to use and very convenient Reviewed on: 13th April 2026

Great experience and service , I love the App too ea...

Great experience and service , I love the App too easy to use Reviewed on: 13th April 2026

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