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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147587 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147588)

Have used PayPal for many years and never had any is...

Have used PayPal for many years and never had any issues Reviewed on: 8th May 2026

easy to use, quick/easy to send money to family members

easy to use, quick/easy to send money to family members Reviewed on: 8th May 2026

I love paypal it’s so easy to use and convenient!

I love paypal it’s so easy to use and convenient! Helpful when you need a little extra cash until payday Reviewed on: 8th May 2026

Gives you more control

The notifications are great, keeps me on my toes and helps me monitor my spending. The alignment with my wallet and points allocation is also great. Reviewed on: 8th May 2026

great to have in a pinch - a lifesaver!

great to have in a pinch - a lifesaver! Reviewed on: 8th May 2026

PayPal is great to use for all ages.

PayPal has been incredibly easy to use. The interface is user friendly and the support are great for helping with issues that may arise. The feature which allows money to be sent to family and friends is amazing. The option for PayPal credit also makes big spending feel less worrisome. Reviewed on: 8th May 2026

Easy access punctual and good delivery service

Easy access punctual and good delivery service Reviewed on: 8th May 2026

PayPal credit has helped with making large purchases...

PayPal credit has helped with making large purchases manageable for me. It’s helpful that it’s available for a broad range of retailers. Reviewed on: 8th May 2026

Overall, my experience with PayPal has been very good.

Overall, my experience with PayPal has been very good. Reviewed on: 8th May 2026

For me Paypal is a back up payment

For me Paypal is a back up payment it is there for emergency also it is easy to send money abroad to family and friends who has a Paypal account also the online credit card is very useful to pay for bills. As long as you pay the monthly payments on time. It helps with your credit report. Reviewed on: 8th May 2026

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