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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

Reliable

Never had any major issues. Always been reliable. Reviewed on: 13th April 2026

Always reliable and give plenty of assurances and le...

Always reliable and give plenty of assurances and lending flexibility Reviewed on: 13th April 2026

Always a slick and simple experience

Always a slick and simple experience Reviewed on: 13th April 2026

easy to use and fair.

easy to use and fair. On an occasion where I had to use cumstomer service they were very helpful. Reviewed on: 13th April 2026

Very reliable very good refund system

Very reliable very good refund system Reviewed on: 13th April 2026

I'm really happy with the service they offer

I'm really happy with the service they offer Reviewed on: 13th April 2026

Easy to use app good credit limit and excepted at al...

Easy to use app good credit limit and excepted at alot of retailers Reviewed on: 13th April 2026

Always at the top of their game.

Always at the top of their game. Never had a problem at all Reviewed on: 13th April 2026

PayPal gives me that peace of mind when I shop and s...

PayPal gives me that peace of mind when I shop and still rewards me at the same time. I love this app so much, not stopping anytime soon! Reviewed on: 13th April 2026

Handy card

Uncomplicated application process. Simple to set up easy to use. Quick decision. Very happy with it. Reviewed on: 13th April 2026

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