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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147634 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147634)

Engagement ring

They helped me buy an entering for my fiancé that I couldn’t afford out right .so I’m paying in monthly instalments witch makes it easier to manage Reviewed on: 8th May 2026

PayPal have been great, the credit allowance is bril...

PayPal have been great, the credit allowance is brilliant and any issues get resolved asap! Reviewed on: 8th May 2026

Pay with 3 was so easy to arrange

Pay with 3 was so easy to arrange Reviewed on: 8th May 2026

Very very nice super

Very very nice i buy always many things Reviewed on: 8th May 2026

Very convenient payment method.

Very convenient payment method. Handy to have, accepted online and shops even when on holiday. Reviewed on: 8th May 2026

Very straightforward. Fast efficient service

Very straightforward. Fast efficient service. Reviewed on: 8th May 2026

I have various pay in 3 installments and purchases a...

I have various pay in 3 installments and purchases all were good Reviewed on: 8th May 2026

Very good

Efficient. Good options to spread payments Reviewed on: 8th May 2026

Spreading the cost

Really helpful with the flexibility of spreading the cost of expensive items. Pay in three or 4 months interest free is a wonderful extra to be able to rely on. Reviewed on: 8th May 2026

Excellent work.

Excellent work. Good app and now even better with the credit card. I would appreciate to be able to use the card with Samsung wallet. thank you Reviewed on: 8th May 2026

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