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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106629 reviews)

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4.90

Based on 106,629 reviews, last reviewed 13th May 2026

2573800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

User friendly amazing Easy user friendly amazing tension free Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106629)

bought many items on PayPal

I bought many items on PayPal finance and found the service to be extremely useful. They are excellent are integrating user requested features as well. Reviewed on: 13th April 2026

Just great help when you need something but haven’t...

Just great help when you need something but haven’t quite got enough. Customer service is great. Reviewed on: 13th April 2026

Flexibility and easy access

The flexibility and almost instant access is useful. Pay in 3 does not add to your credit report which I like. It appears as an option for many retailers . Reviewed on: 13th April 2026

Easy to use,

Easy to use, clear statement quick update of account when you make a payment Reviewed on: 13th April 2026

I’ve been using PayPal since 2022 and am very happy...

I’ve been using PayPal since 2022 and am very happy with it; whenever anyone asks me about PayPal, I recommend it to everyone Reviewed on: 13th April 2026

Credit options are accessible but considered and mon...

Credit options are accessible but considered and monitored. Options are affordable and communication is attentive. Reviewed on: 13th April 2026

Using PayPal for daily payment online.

Using PayPal for daily payment online. Easy to process Reviewed on: 13th April 2026

Very easy to use and accepted for credit is straight...

Very easy to use and accepted for credit is straightforward Reviewed on: 13th April 2026

Excellent

Decent and useful with felxible ways to pay safely and secure, what more is there to say Reviewed on: 13th April 2026

Always there to help if any dispute with a purchase...

Always there to help if any dispute with a purchase Reviewed on: 13th April 2026

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