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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147681 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147681)

The best way of paying online

I like paypal beacause it helps to buy online to be quicker and easy check out. Plus they offer 3 months to pay without interest from the orignal amouth. Very easy to used..best recommended to use paypal.when buying online. Reviewed on: 8th May 2026

Good service .

If I have a problem with seller PayPal will try & sort it out within 24 hours .Refund are normally payed back into my bank within that day . Reviewed on: 8th May 2026

Quick and easy process for obtaining credit

Quick and easy process for obtaining credit Reviewed on: 8th May 2026

Brilliant, easy and safe to use on multiple websites!

Brilliant, easy and safe to use on multiple websites! Thanks Reviewed on: 8th May 2026

Customer Service

I have had money refunded as part of a shopping on line that didn’t send goods Reviewed on: 8th May 2026

All good.

All good. No complaints. No problem's Reviewed on: 8th May 2026

4 month interest free.

I always use PayPal credit with the 4 month interest free option for bigger purchases. I always pay it off within that period to avoid any interest. Reviewed on: 8th May 2026

Great service.

Great service. Quick transaction Reviewed on: 8th May 2026

A really convenient way of being able to pay for my...

A really convenient way of being able to pay for my purchases Reviewed on: 8th May 2026

Easy to use and understand.

Easy to use and understand. Platform is good and flexible. Reviewed on: 8th May 2026

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