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PayPal: PayPal Credit reviews

4.90
Based on 106,650 reviews, last reviewed 14th May 2026
2574800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It always help and make it easier to pay in 4 instal.. It always help and make it easier to pay in 4 instalments Reviewed on: 14th May 2026
Shabir's avatar
Shabir

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106650)

I’ve used PayPal for over 20 years and have never ex...

5
I’ve used PayPal for over 20 years and have never experienced poor customer service. On the rare occasion I’ve needed to contact PayPal my enquiry has been dealt with promptly and professionally. I recommend friends to get and use PayPal frequently. Reviewed on: 13th April 2026

Easy to manage payments and you can repay more month...

5
Easy to manage payments and you can repay more monthly so you avoid interests. Reviewed on: 13th April 2026

Easy to use and fast.

5
Easy to use and fast. I feel peace of mind when I use it. The app is very user friendly. Reviewed on: 13th April 2026

It has been fine.

5
It has been fine. Easy to use. No problems so far. I haven't had it that long, or used it much though. So not sure what else I can say really. Reviewed on: 13th April 2026

Love PayPal

5
Love PayPal as it suits my needs being able to purchase and pay off at my pace Reviewed on: 13th April 2026

I have good experience with paypal and my payment pl...

5
I have good experience with paypal and my payment plan works really well. Reviewed on: 13th April 2026

I had no issues , all smooth transactions

5
I had no issues and good customer service Reviewed on: 13th April 2026

Great service from PayPal, would definitely recommend

5
Great service from PayPal, would definitely recommend Reviewed on: 13th April 2026

Excellent tool for managing expenses.

5
PayPal has been an excellent tool for managing my daily expenses. The convenience of using their cards for transactions makes budgeting easy, and I appreciate the security features that give me peace of mind while shopping. Overall, it simplifies my finances and enhances my purchasing experience. Reviewed on: 13th April 2026

PayPal and why I like it

5
Never had any issue with PayPal, any advisor I have delt with has been helpful and professional. The app Is easy to use and very useful for managing and controlling money. Reviewed on: 13th April 2026

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