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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147734)

Very good and easy thing to use, never had a problem...

5
Very good and easy thing to use, never had a problem using PayPal credit. Very well communicated and reminders on upcoming payments. Reviewed on: 8th May 2026

It is a magnificent experience

5
It is a magnificent experience, I will recommend it to muy friends Reviewed on: 8th May 2026

Awesome company, have solved issues for me when ther...

5
Awesome company, have solved issues for me when there has been issues by looking after my money and dealing with fraud Reviewed on: 8th May 2026

Always easy to make purchases, always feels safe.

5
Always easy to make purchases, always feels safe. Reviewed on: 8th May 2026

Great service , always a quick smooth transaction.

5
Great service , always a quick smooth transaction. Reviewed on: 8th May 2026

Best app so far

4
Good customer service and they don't put you on hold Reviewed on: 8th May 2026

Paypal credit is insanely helpful!

5
Paypal credit is insanely helpful! Brilliant way of paying Reviewed on: 8th May 2026

I use PayPal for everything it’s a brilliant way to...

5
I use PayPal for everything it’s a brilliant way to pay online. Great customer service and safest way to pay. Been using for 10 years now and would never not use it. Can’t recommend it enough Reviewed on: 8th May 2026

Love the service and credit terms

5
Love the service and credit terms Reviewed on: 8th May 2026

Easy to use and easy to follow, never had any issues...

5
Easy to use and easy to follow, never had any issues with the services provided Reviewed on: 8th May 2026

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