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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

Easy to use and understand , first class service

Easy to use and understand , first class service Reviewed on: 8th May 2026

Love their pay in three offers and PayPal credit off...

Love their pay in three offers and PayPal credit offers like 0% for 48 months. That is the most amazing thing. Reviewed on: 8th May 2026

Quick and easy

Quick transfers and creation of accounts. Also easy to use and have good communication with users. Reviewed on: 8th May 2026

it is always good and safe.

it is always good and safe. fast rleiable never a worry Reviewed on: 8th May 2026

Great service.

PayPal makes everyday purchases easy, hassle free. Great service overall. Reviewed on: 8th May 2026

Great product

Very easy to use, accepted most places Reviewed on: 8th May 2026

I’ve had a very good experience.

I’ve had a very good experience. It makes payment easier and secure. It offers an option for credit. Reviewed on: 8th May 2026

Fabulous

It’s a fabulous way for paying for items Reviewed on: 8th May 2026

Amazing service and ease of credit.

Amazing service and ease of credit. Reviewed on: 8th May 2026

It has been really helpful

Since I started using PayPal many years ago I never had an issue. It helped me many time on my financial journey as well. It allowed me flexibility when purchasing and allowed me to spread costs. It has also improved my credit score! My secret is that I use it as a credit card in a way, I make sure I can afford monthly payments on anything I buy and that the items I get are strictly needed. This way I can spread my cost, afford the purchase and improve my credit score. Reviewed on: 8th May 2026

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