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PayPal: PayPal Credit reviews

4.90
Based on 106,429 reviews, last reviewed 13th May 2026
2564550% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always Good Always good and pleasant experience. Reviewed on: 13th May 2026
Srinivasan L's avatar
Srinivasan L

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106430)

Paypal credit is the best facikty one can have....

5
Paypal credit is the best and only facility one can have. Where you don’t have to pay any interest till 4 months. Reviewed on: 13th April 2026

Good Experience

4
Good Experience so far. PayPal pay later option is good for flexibility with no interest. Simple and easy process. Though sometimes the payment processing or approval can take some time. Reviewed on: 13th April 2026

Paypal is very Exelent service,and quick service

5
Paypal is very Exelent service,and quick service Reviewed on: 13th April 2026

Great experience would recommend

5
Great experience would recommend Reviewed on: 13th April 2026

Easy and Great app.

5
Easy and Great app. Very useful and Great value. Reviewed on: 13th April 2026

Simple, secure and reliable service with PayPal

5
I’ve had a great experience using PayPal. It’s quick, secure, and very easy to use for sending and receiving money or making online purchases. I especially like the added security and how widely accepted it is across different websites. Overall, it’s a reliable and convenient payment platform that I’d definitely recommend. Reviewed on: 13th April 2026

It's a user friendly application.

5
It's a user friendly application. With lots of benefits for customers. Reviewed on: 13th April 2026

So far my experience with paypal has been good

4
So far my experience with paypal has been good Reviewed on: 13th April 2026

Always use PayPal better than my credit card

5
Always use PayPal better than my credit card Reviewed on: 13th April 2026

Very easy to use.

5
Very easy to use and clear transactions, you always know where you stand and what’s owing. Reviewed on: 13th April 2026

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