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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147289 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147289)

Safe and secure

Using PayPal credit makes my life easier and more affordable. By spreading the payments out over 4 months, interest free. Reviewed on: 7th May 2026

I use Paypal all the time.

I use Paypal all the time. It's safe, reliable and give me flexibility to be able to purchase things in installment Reviewed on: 7th May 2026

PayPal has changed my spending habits for the better.

PayPal has changed my spending habits for the better. I’m fully in control, and can see all my transactions in one place. Even better, I earn points on everything I spend. Win win! Reviewed on: 7th May 2026

Great service that provides flexibility to fulfill m...

Great service that provides flexibility to fulfill many wishes. Reviewed on: 7th May 2026

Paypal payments

I have many times had good experiences with paypal, any problems I have had I reach out to them and quickly get a resolution. Paypal pay in 3 can be very convenient and paypal credit has given me flexibility sometimes offering 0% interest Reviewed on: 7th May 2026

Can be used everywhere, have credit options, can swi...

Can be used everywhere, have credit options, can switch between payment cards, easy access mobile app Reviewed on: 7th May 2026

Pay with benefits

Easier to pay. Everyone accept its payments. Points available on purchase. Give discounts on renowned stores. Pay in 3 is also the good side. Worth having this. Reviewed on: 7th May 2026

Paypal rating

Had a good and easy experoance since the first minute Reviewed on: 7th May 2026

Simple and effective App

Easy app to negotiate and straight forward explanation of what to do. The whole experience is a dream to use and I am always made aware of changes and my spending history. Really good app Reviewed on: 7th May 2026

Prompt attention to suspected misuse by others

Prompt attention to suspected misuse by others Reviewed on: 7th May 2026

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