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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

Never had any issue with PayPal and have always been...

Never had any issue with PayPal and have always been amazingly helpful in any issue. Reviewed on: 8th April 2026

I been with PayPal for number of years and I always...

I been with PayPal for number of years and I always had best experience with them and one of the best provider out there, with lots of good customer facilities. Reviewed on: 8th April 2026

PayPal have always been really efficient.

PayPal have always been really efficient. I really have a lot of trust in them and feel so safe in their hands. PayPal credit has meant I can purchase essential items that I can't always afford up front. Wonderful service. Reviewed on: 8th April 2026

Very happy with the service and ease of account

Very happy with the service and ease of account Reviewed on: 8th April 2026

Great customer service, reliable

Great customer service, reliable Reviewed on: 8th April 2026

Satisfactory, it really help me financially

Satisfactory, it really help me financially Reviewed on: 8th April 2026

Its good but sometimes it doesn't work like it should.

Its good but sometimes it doesn't work like it should. But overall its a great service Reviewed on: 8th April 2026

I had a dispute with a seller and raised that with P...

I had a dispute with a seller and raised that with PayPal and received my money back very quickly , very happy with customer service Reviewed on: 8th April 2026

Trusted 100 pursent

I all way use PayPal on line I will not use anything else if it was not for PayPal I would not shop on line Reviewed on: 8th April 2026

Excellent and reliable service

My experience with PayPal Credit has been very smooth and positive so far. The best part is how secure and fast the payment process is. I especially appreciate the 4-month interest-free offer on larger purchases, which makes managing my budget much easier. The app is user-friendly, and tracking my balance is very straightforward. I am fully satisfied with the service and would definitely recommend it. Reviewed on: 8th April 2026

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