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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147284)

Always happy with the choices PayPal offers.

5
Always happy with the choices PayPal offers. Reviewed on: 7th May 2026

PayPal provides good payment options and reassuring...

5
PayPal provides good payment options and reassuring security Reviewed on: 7th May 2026

Secure efficient and very convenient.

5
Secure efficient and very convenient. Reviewed on: 7th May 2026

The service is second to none

5
Having used paypal for the last few years spreading tbe cost in interest free period whats not to like. Keep up the good work. Reviewed on: 7th May 2026

Never had a problem while using paypal

4
Never had a problem while using paypal Reviewed on: 7th May 2026

PayPal - The Perfect Purchase Pal

5
I use paypal for nearly all my transactions, as I feel safe in the fact that if something went wrong, such as not receiving my goods, have the security in Paypal's buyer protection that you would help me recover my loss and that my card and bank details are not shared with the seller. It is quick & easy. I don't have to keep keying in my details. The pay in 3 is a great way to spread the cost & it is paid automatically when It's due so I don't have to worry about late fees. Reviewed on: 7th May 2026

Brilliant easy to use and I find it much easier to s...

5
Brilliant easy to use and I find it much easier to send money to friends and family Reviewed on: 7th May 2026

PayPal credit is unmatched

5
PayPal credit has been my go to payment method for the last few years. It offers unmatched flexibility and now with the PayPal credit card can even be used to purchase anything. Reviewed on: 7th May 2026

Everything is always great so easy to use very profe...

5
Everything is always great so easy to use very professional Reviewed on: 7th May 2026

Pay pal credit is versatile way of using credit, eas...

5
Pay pal credit is versatile way of using credit, easy and straightforward Reviewed on: 7th May 2026

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