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PayPal: PayPal Credit reviews

4.90
Based on 103,111 reviews, last reviewed 10th May 2026
2411950% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026
Alan L's avatar
Alan L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103111)

Reliable, fast , flexible and secure, always have my...

5
Reliable, fast , flexible and secure, always have my back Reviewed on: 7th April 2026

iv always used PayPal from day 1, find it the safest...

5
iv always used PayPal from day 1, find it the safest way to send money across the internet any problems file a dispute and get refunded Reviewed on: 7th April 2026

Always there when I need them never had any issues w...

5
Always there when I need them never had any issues when using and really easy to manage Reviewed on: 7th April 2026

My 1 st choice payment option

5
Never had any issues, feel confident and safe using PayPal payment methods. Its my go to for payment. Reviewed on: 7th April 2026

PayPal is great , can buy things and pay it off at s...

5
PayPal is great , can buy things and pay it off at small amounts , which is great in this day, I love using it paying it back and using it again to purchase something new Reviewed on: 7th April 2026

Always so easy to pay vis PayPal no issues ,straight...

5
Always so easy to pay vis PayPal no issues ,straight forward and simple Reviewed on: 7th April 2026

100% Service

5
100% Reliable and totally professional Service Reviewed on: 7th April 2026

PayPal is a safe way to pay and also get that extra...

5
PayPal is a safe way to pay and also get that extra protection if your item doesn’t arrive, I would definitely recommend it especially the PayPal credit. Reviewed on: 7th April 2026

Very easy to use and great customer service.

5
Very easy to use and great customer service when required. Really happy with it. I have had it for over a year now and it’s been working perfectly for my finances. It’s super helpful that there’s a card that can be used in store as well. Reviewed on: 7th April 2026

Services fair

3
As a whole PayPal services are fair Reviewed on: 7th April 2026

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