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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103099 reviews)

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4.90

Based on 103,099 reviews, last reviewed 10th May 2026

2411400% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

When it works it works Never had issues until.this year when I thought I had teh DD setup but that wasn't the case. Tuis caused a delayed payment and a £12 fee, something th... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103099)

Great help!

The help for credit is very good and accessible. It has helped me lot to manage my finances. Reviewed on: 7th April 2026

The products are really easy to access, understand a...

The products are really easy to access, understand and to navigate your way round. The process is extremely easy and also very user friendly. Reviewed on: 7th April 2026

Very good service/Good credit,I happy to recomment

Very good service/Good credit,I happy to recomment Reviewed on: 7th April 2026

Good experience, always open and honest for what is...

Good experience, always open and honest for what is offered, and transparent about credit options. Reviewed on: 7th April 2026

Great service

Great service to use whether it’s the credit option, pay in 3 or just regular PayPal. I use PayPal for a majority of my online transactions because of how reliable it is and how many businesses accept it. Reviewed on: 7th April 2026

Great service very easy and reliable to use.

Great service very easy and reliable to use. Safe and secure payments. Use for all my payments Reviewed on: 7th April 2026

Great services, great customer services, i greatly r...

Great services, great customer services, i greatly recommend. Paypal has always come through for me everytime for me and my famly. No regret choosing paypal Reviewed on: 7th April 2026

I have no issues with PayPal and I am particularly i...

I have no issues with PayPal and I am particularly impressed with their handling of refunds or issues re payments etc. They are prompt with giving information and trying to rectify disputes. Thank you PayPal Reviewed on: 7th April 2026

The Best...

The Best...... ..................... Reviewed on: 7th April 2026

Best solution to spread costs

PayPal has been my solution to split in 4 large payments I had interest free. Reviewed on: 7th April 2026

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