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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147256)

PayPal is very supportive

5
Every time I have contacted customer service they have always provided me with helpful information and gave me reassurance that I wouldn’t have to pay extra, they understand what they are saying and can explain things step my step for the customer to understand. Reviewed on: 7th May 2026

Very reliable.

5
Very reliable. Excellent customer service. I only use PayPal for all online transactions when option is available. I know my transaction is safe when purchased via PayPal. Reviewed on: 7th May 2026

PayPal is brilliant safe and easy to use

5
PayPal is brilliant safe and easy to use Reviewed on: 7th May 2026

So far, so good

5
So far a brilliant experience however my card took a while to arrive. It appears to have come from Europe hence the delay. Reviewed on: 7th May 2026

Great, Easy to use.

5
Great, Easy to use. Many options to pay and available everywhere I need it. Reviewed on: 7th May 2026

Simple and easy

5
Simple and easy to use and manage your account Reviewed on: 7th May 2026

Great experience with PayPal credit I have been usin...

5
Great experience with PayPal credit I have been using it for years and it’s the best for 0% credits great options for managing your money. No hidden fees or interest charges the most secure option to use your money. Reviewed on: 7th May 2026

Great service

5
Great service, easy and smart way to shop Reviewed on: 7th May 2026

Easiest credit provider

5
PayPal credit has always been the provider I rely on the most. Very easy to use, with no fuss and exceptional customer service. Reviewed on: 7th May 2026

Never had problems, safe, secure

5
Never had problems, safe, secure Reviewed on: 7th May 2026

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