Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,081 reviews, last reviewed 9th May 2026
2410650% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026
Bernardo Borghetti's avatar
Bernardo Borghetti

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (103081)

The safe online payment method

5
It is convenient and safe when I shop online and I particularly love the offer of 4 months interest free. Reviewed on: 7th April 2026
Mhamha's avatar
Mhamha

The 0% promotion for 4 months is a great way to dilu...

5
The 0% promotion for 4 months is a great way to dilute the impact of a bug buy without paying interest (assuming you pay in full in 4 months, which I aim to do), Reviewed on: 7th April 2026
HG's avatar
HG

Understanding

5
Very helpful. I have been using paypal Credit for many years. I had a situation when my financial circumstances changed, they were understanding and fair, helped me come up with a plan that was manageable. I would certainly recommend Reviewed on: 7th April 2026
Kay 's avatar
Kay

satisfied

5
very satisfactory, very safe, no problem, no fuss Reviewed on: 7th April 2026
MIRZA B's avatar
MIRZA B

Easy to use and money availability

5
Easy to use and money availability Reviewed on: 7th April 2026
Apostol's avatar
Apostol

PayPal is great

5
I know when ever I use PayPal my money is safe or when I don’t have instant cash Reviewed on: 7th April 2026
Beatrice u's avatar
Beatrice u

paypal Credit is a excellent service

5
I have used Paypal Credit for a number of years and its a excellent service Reviewed on: 7th April 2026
Cecil 's avatar
Cecil

I just find PayPal a life changer as I can send mone...

5
I just find PayPal a life changer as I can send money to friends, split the costs and but in instalments if required Reviewed on: 7th April 2026
Mohammad H's avatar
Mohammad H

Always helpful and supportive.

5
Always been very helpful and supportive. On the rare occasion there has been an issue they are always really clear on what to do and how to get the problem resolved, very rare from a financial company in this age Reviewed on: 7th April 2026
Aaron D's avatar
Aaron D

Excellent customer service

5
I have experienced excellent customer service during my time with PayPal, queries I have had were cleared up with no hassle whatsoever. Reviewed on: 7th April 2026
Lesley McColgan's avatar
Lesley McColgan

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill