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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147103)

PayPal credit make my life better than before I star...

5
PayPal credit make my life better than before I started using PayPal I can buy all the things I need and don’t have to worry about getting stress Reviewed on: 7th May 2026

Works well - easy to use!

5
Works well - easy to use! Can set it to use direct debit so it just pays itself off which is very handy in my opinion! Not much I would change about the service honestly - it does what it says it does! Reviewed on: 7th May 2026

Great offer to take up PayPal credit .

5
Great offer to take up PayPal credit . Easy to manage Reviewed on: 7th May 2026

Paypal credit helps me spread the cost of my items

5
Paypal credit helps me spread the cost of my items and is a very useful option to have when shopping for my grandchildren Reviewed on: 7th May 2026

I love PayPal.

5
I love PayPal. Pay pal give me a lot of flexibility with payments. Reviewed on: 7th May 2026

Great company

5
They very to get money back when goods not recieved. And its easy for communication. And easy to buy and pay through paypal Reviewed on: 7th May 2026

Very easy

5
Very easy to set up and make payments Reviewed on: 7th May 2026

Brilliant customer service returns refunded instantly

5
Brilliant customer service returns refunded instantly Reviewed on: 7th May 2026

I recommend easy to use, you can pay anything in ins...

5
I recommend easy to use, you can pay anything in installments, in credit when you want.I am very pleased with this app... Reviewed on: 7th May 2026

Very happy experience I would really recommend.

5
Very happy experience I would really recommend. Reviewed on: 7th May 2026

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