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PayPal: PayPal Credit reviews

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4.90
Based on 103,002 reviews, last reviewed 9th May 2026
2407100% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use PayPal credit on regular basis to purchase items... Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it i... Read more Reviewed on: 9th May 2026
Gordon e's avatar
Gordon e

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103002)

Excellent easy to apply and use everywhere security

5
Excellent easy to apply and use everywhere security Reviewed on: 7th April 2026
Jenny W's avatar
Jenny W

Easy to use

5
Paypal Credit is easy to use, provides payment protection and easy to file disputes if needed Reviewed on: 7th April 2026
Ifeoma K's avatar
Ifeoma K

I’m very happy I like Pay Pal i will use Pay Pal cre...

5
I’m very happy I like Pay Pal i will use Pay Pal credit in a future Reviewed on: 7th April 2026
Vidas Zilionis 's avatar
Vidas Zilionis

Always positive experience when dealing with PayPal

5
Always positive experience when dealing with PayPal Reviewed on: 7th April 2026
Les P's avatar
Les P

It’s very easy to use and make any payment.

5
It’s very easy to use and make any payment. Reviewed on: 7th April 2026
Bettina P's avatar
Bettina P

PayPal and me

4
I find it the easiest and most flexible way of dealing with all my money issues..highly recommended and it's obviously becoming more and more popular Reviewed on: 7th April 2026
Stefan L's avatar
Stefan L

Pay pal gives me lots of flexibility in being able t...

5
Pay pal gives me lots of flexibility in being able to pay for things for me and my family Reviewed on: 7th April 2026
Dave R's avatar
Dave R

I love the convenience and protection of using Paypa...

5
I love the convenience and protection of using Paypal on line. The ability to split larger payments into 3 interest free payments helps spread the load too. Reviewed on: 7th April 2026
Jane Gilroy's avatar
Jane Gilroy

Great credit card with many great benefits.

5
Great credit card with many great benefits. I recommend it fully! Reviewed on: 7th April 2026
Adis's avatar
Adis

Very handy to have

5
Very handy to have and a great option to spread payments Reviewed on: 7th April 2026
Karina 's avatar
Karina

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