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PayPal: PayPal Credit reviews

4.90
Based on 102,967 reviews, last reviewed 9th May 2026
2405400% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal PayPal credit and PayPal pay in 3 are great PayPal PayPal credit and PayPal pay in 3 are great Reviewed on: 9th May 2026
Mark S's avatar
Mark S

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102967)

Easy to use.

5
Easy to use. I used all the time online and in the shop Reviewed on: 7th April 2026

Paypal provides securitu and opportunity

5
I have a bank account and a credit card but wanted a method of payment that staged the payments,and was through app easy to view..Paypal enables you to take action if anything isnt legitimate. You have a recourse. Initially i bought an exoensive handbag from E bay there was a problem with postage . I was able to refund and reset payment. I took up Payoal credit after this to buy a dishwasher and stage oayments to fit with my salary payments on 4x interest free deal. Reviewed on: 7th April 2026

When things go wrong theyre there

4
When things go wrong theyre there Reviewed on: 7th April 2026

The way to pay

5
An easy way to pay for those more expensive purchases online.Approved in seconds.... Reviewed on: 7th April 2026

Easy, widely accepted, safe and secure

5
Can use it online and also in shops that don't accept PayPal by having the card, so much easier, gives longer to pay on larger cost items and is really easy to monitor and manage account online. PayPal security and protection makes shopping safe and secure. Repayments easy to make online as payment due date clear on account page. Reviewed on: 7th April 2026

I have found Paypal a fantastic way to pay for goods...

5
I have found Paypal a fantastic way to pay for goods and services. Able to pay for holidays spreading the cost and those luxury items that were once apon at time just out of reach. Reviewed on: 7th April 2026

Easy to use , with great user friendly interface

5
Easy to use , with great user friendly interface Reviewed on: 7th April 2026

PayPal makes my life easier it cuts out all the stre...

5
PayPal makes my life easier it cuts out all the stress of shopping and getting protection is a big part of it Reviewed on: 7th April 2026

That’s respectful

5
That’s amazing .I use PayPal,it’s easy and good support Reviewed on: 7th April 2026

Clear Website

5
clear website, easy to contact real people, good products Reviewed on: 7th April 2026

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