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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146988 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146988)

Pay safe x

By feeling safe using Pay pal on my purchases with the fab advantage of paying in 3 !! Reviewed on: 7th May 2026

Always worked for me .

Always worked for me . I like paying in 3 instalments Reviewed on: 7th May 2026

24 percent installments are theft, I will pay back w...

24 percent installments are theft, I will pay back what I have and than I will never use your services Reviewed on: 7th May 2026

Easy to use.

Easy to use, no problems Straight forward process. Easy to find what you are looking for Reviewed on: 7th May 2026

PayPal always help me if I want to buy something exp...

PayPal always help me if I want to buy something expensive so I can pay in 3months Reviewed on: 7th May 2026

Great service all round.

Great service all round. Easy to use app. Reviewed on: 7th May 2026

Quick and professional service

Quick and professional service and help centre good Reviewed on: 7th May 2026

Safe and secure with great credit options

PayPal is a really safe way to pay and has excellent payment options to help you spread the cost of large purchases. Reviewed on: 7th May 2026

Very understandingH helpful and protective

Very understanding helpful and protective Reviewed on: 7th May 2026

Never had an issue in all my years using PayPal

Never had an issue in all my years using PayPal Reviewed on: 7th May 2026

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