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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146927 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146927)

PayPal is a brilliant payment service

PayPal is a brilliant payment service Reviewed on: 7th May 2026

Given Financial flexibility.

Given Financial flexibility. With paypal credit. Reviewed on: 7th May 2026

All positive

All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026

Very helpful any time I need to buy something I thin...

Very helpful any time I need to buy something I think of PayPal first because it’s save way to pay Reviewed on: 7th May 2026

Easy access

Easy access and easy to use in any retailer shops . Apps always updated your balances Reviewed on: 7th May 2026

Reliable service and customer service.

Reliable service and customer service. Quick to respond on any queries. Reviewed on: 7th May 2026

App and due dates could be better.

I think the app and the clarity of it could be better. I don't feel its easy / clear to view agreements with due dates that may pass, therefore resulting in you being charged interest. Reviewed on: 7th May 2026

PayPal provided prompt and professional customer ser...

PayPal provided prompt and professional customer service service. Solves your problem quickly and easily Reviewed on: 7th May 2026

The truth

Honest,reliable, safe, no carrying large amounts of money . Always there any time the day..services improving by the year...Excellent. Reviewed on: 7th May 2026

paypal,i can not fault it anyway.fantastic it is

paypal has been a life saver,i dont know where i would be without it Reviewed on: 7th May 2026

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