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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102934)

Excellent Service.

5
Looked after me all the time. Could always count on PayPal from buying things to selling things, to PayPal credit. Always there if you ever had any problems. They would always keep your money safe. Reviewed on: 7th April 2026
Gaynor H's avatar
Gaynor H

With paypal credit card i discoverd a new face of pa...

5
With paypal credit card i discoverd a new face of paypal, more useful and easy in controlling your own finances. Reviewed on: 7th April 2026
Lili's avatar
Lili

All transactions go through without a hitch.

4
All transactions go through without a hitch. Always reliable with many different services and payments available. Reviewed on: 7th April 2026
Donna H's avatar
Donna H

They put me first and solve problems the human way

5
They have always been helpful to me. Whenever I’ve called their customer service has got to the problem and put me first. 4 months interest free is really helpful too. Thanks PayPal Reviewed on: 7th April 2026
Sam Ba's avatar
Sam Ba

Pal when you need one

5
PayPal credit always there when needed. Helps with unexpected costs or when I want to treat myself but am few coins short. Rates are reasonable and affordable. Highly recommend. Reviewed on: 7th April 2026
Jozef's avatar
Jozef

Quick easy and reliable.

5
Quick easy and reliable. Accepted worldwide and simple to pay for thousands of goods and services safely on line. Reviewed on: 7th April 2026
MJ's avatar
MJ

Exceeded expectations

5
One of the few occasions where the service exceeds expectation. The app is smooth and seamless and all enquires and questions are easily answered. Very satisfying. Reviewed on: 7th April 2026
Paul Rosenberg (PaulieR73)'s avatar
Paul Rosenberg (PaulieR73)

Easy to list items for sale but I found the options...

4
Easy to list items for sale but I found the options for auction a little difficult to understand ie setting a reserve price. Reviewed on: 7th April 2026
Louise C's avatar
Louise C

It’s been useful for online food shops

4
It’s been useful for online food shops Reviewed on: 7th April 2026
Ruth h's avatar
Ruth h

Safe, Secure, and Reliable

5
I feel completely safe and secure using PayPal—fast, reliable, and trustworthy every time. Reviewed on: 7th April 2026
Agui M's avatar
Agui M

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