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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102897 reviews)

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4.90

Based on 102,897 reviews, last reviewed 9th May 2026

2402000% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there and reliable quick and easy Always there and reliable quick and easy Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102897)

Very good interest free offers and very good rates a...

Very good interest free offers and very good rates afterwards. Accepted by lots of retailers which means it is very easy to use. It is my first choice of payment due to ease and not needing to dig out card details. Reviewed on: 7th April 2026

Great way to pay and so easy to set up

Great way to pay and so easy to set up Reviewed on: 7th April 2026

Great little helper

PayPal credit has helped me out when I've been short or an unexpected bill has popped up. Very easy to use Reviewed on: 7th April 2026

Easy to use

Always easy to use,very helpful when your fiancé's are low. Reviewed on: 7th April 2026

PayPal review

Safest and most trusted way to pay, they’ve always got your back if something goes wrong with your purchase Reviewed on: 7th April 2026

Really easy to use, the app is really clear as well...

Really easy to use, the app is really clear as well so I always know what my credit is. Reviewed on: 7th April 2026

Easyvto apply

I love PayPal credit. It was quick and easy to apply abd you get your answer within minutes m. Very convient and very happy with it. Reviewed on: 7th April 2026

PayPal always...

I’ve been using PayPal for years, and it’s always been a reliable, secure, and convenient way to handle my online transactions. Whether I'm paying for a product, sending money to a friend, or making business transactions, it’s super straightforward. Their buyer protection gives me peace of mind, and I love how easy it is to integrate with other services. Overall, PayPal is a must-have for anyone who shops or transacts online frequently. Reviewed on: 7th April 2026

Greater flexibility for repayments!

Greater flexibility for repayments! The new points system is very competitive as opposed to other lenders!! Almost all my purchases is made through paypal Reviewed on: 7th April 2026

Always enjoyed using Paypal.

Always enjoyed using Paypal. You offer good payment protection whilst also now offering lots of different payment options. Reviewed on: 7th April 2026

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