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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146849 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146851)

Very user friendly and easy to understand

Very user friendly and easy to understand Reviewed on: 7th May 2026

Very easy to use.

Very easy to use. Fast customer service Reviewed on: 7th May 2026

Flawless easy to use it there when you need it.

Flawless easy to use it there when you need it. Smoth transactions Reviewed on: 7th May 2026

Always covered

I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026

I had a great customer service experience whereby my...

I had a great customer service experience whereby my query was answered and resolved by extremely quickly Reviewed on: 7th May 2026

Nice to use abreakdown for a larger bill when money...

Nice to use abreakdown for a larger bill when money is tight Reviewed on: 7th May 2026

Never had a problem.

Never had a problem. Comes in handy Reviewed on: 7th May 2026

I have found PayPal credit to be really easy to use.

I have found PayPal credit to be really easy to use. The information is readily available and the app is very useful. I would definitely recommend PayPal to others. I have PayPal credit and debit accounts. Reviewed on: 7th May 2026

Ease of Use

Very easy to use. Superb app as well. Reviewed on: 7th May 2026

PayPal isIT

Saved me many occasions! Easy to use & access. Files are easy to find and can’t as available or unavailable to you. I love how much you can use PayPalcredit on now too Reviewed on: 7th May 2026

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