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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102852 reviews)

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4.90

Based on 102,852 reviews, last reviewed 9th May 2026

2400050% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102852)

Amazing service.

Never had a single issue using PayPal or PayPal credit. Reviewed on: 7th April 2026

Overall great customer service quick response resolv...

Overall great customer service quick response resolved problems I had with Items that I bought and had not received Reviewed on: 7th April 2026

Good majority of time, occasionally problems complet...

Good majority of time, occasionally problems completing payment. Reviewed on: 7th April 2026

Flexibility to manage my payments and direct debits...

Flexibility to manage my payments and direct debits very unique comparing with other lenders Reviewed on: 7th April 2026

Mint service

Mint. Glad I have it. Safe and trusted. Reviewed on: 7th April 2026

Safe shopping.

I use PayPal for safe shopping and is great. Very reliable and recomendable. Reviewed on: 7th April 2026

Easy experience

Offers an easy financial experience with fantastic offers which suit me so well. Also great customer service. I will keep using PayPal as they are reliable all rounders. Reviewed on: 7th April 2026

It's a good service.

It's a good service. I have no issues so far. Reviewed on: 7th April 2026

Easy shopping don’t need to keep looking for my wall...

Easy shopping don’t need to keep looking for my wallet and cards when I’m ready to order Reviewed on: 7th April 2026

I have been using PayPal for many years.

I have been using PayPal for many years. Easy to use, and very flexible. Reviewed on: 7th April 2026

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