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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146756)

Excellent

5
Easy to understand and to easy to use. Reviewed on: 7th May 2026

Spot on everytime.

5
Spot on everytime. I just can’t fault PayPal. Every process is done quickly and easy. No fuss no myther. Proper job. Reviewed on: 7th May 2026

I like pal pay as friendly and good.

4
I like pal pay as fri2ndly and good. It helps me to stay on track of my credit Reviewed on: 7th May 2026

Paypal Credit

5
There are no issues when using paypal credit. Reviewed on: 7th May 2026

Excellent customer service and understanding.

5
Excellent customer service and understanding. Quick to rectify ant queries. Reviewed on: 7th May 2026

Would recommend PayPal to anyone.

5
Would recommend PayPal to anyone. Easy to use and customer service is always really helpful. Reviewed on: 7th May 2026

I appreciate Good service and good experience

5
I appreciate Good service and good experience Reviewed on: 7th May 2026

PayPal is fast, quick and easy!

5
Extremely useful for online shopping and especially the credit service. Also, the option for a physical credit card has been invaluable to me. Quick and easy access to current transactions, without the need to wait for a monthly statement. The whole service is safe, quick and easy. Reviewed on: 7th May 2026

Great repayment options

5
Easy to apply, made purchases affordable & with the options to pay back without interest within first 3 months. Great customer service I am really impressed with PayPal Credit. Reviewed on: 7th May 2026

Easy to Use

5
I've had a good experience with PayPal credit, every time I have used it. Reviewed on: 7th May 2026

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