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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,810 reviews, last reviewed 9th May 2026
2398050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Paypal Credit and just Paypal for transact... I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, grea... Read more Reviewed on: 9th May 2026
James O's avatar
James O

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102810)

PayPal is easy and convenient.

5
PayPal is easy and convenient. Being able to split costs across 3 months is excellent. Reviewed on: 7th April 2026
Robert M's avatar
Robert M

Simple payment solutions with a trusted supplier.

5
I have been using PayPal credit for a number of years as they offer simple and effective solutions for purchasing, along with a well known protection for purchases that may be problematic. Reviewed on: 7th April 2026
Rachel T's avatar
Rachel T

When I needed parts for car to get through the mot i...

5
When I needed parts for car to get through the mot it came in handy to help purchase what I needed Reviewed on: 7th April 2026
Andrew c's avatar
Andrew c

Easy to use. Couldn't be without

5
Easy to use. Secure logins. Options to pay no interest. I couldn't be without this service. Reviewed on: 7th April 2026
Tracey Higgins's avatar
Tracey Higgins

Love PayPal

5
Those I’ve answered neutral I’ve not used products for me to review them. Reviewed on: 7th April 2026
Antonietta P's avatar
Antonietta P

Been with PayPal for years now.

5
Been with PayPal for years now. I’ve been using PayPal credit and on the odd occasion missed the payment I have aways been able to call support and have it rectified and fees wavered . Nice to be treated with respect . Reviewed on: 7th April 2026
Matthew S's avatar
Matthew S

I alway pay with PayPal it's the only way I like to...

5
I alway pay with PayPal it's the only way I like to pay and I trusted Reviewed on: 7th April 2026
Rosaline Case's avatar
Rosaline Case

Very affordable

5
I have borrowed money from PayPal, and am paying back every month what I can afford. So everything is in my mines of affordability. PayPal is very flexible Reviewed on: 7th April 2026
Robert's avatar
Robert

Easy access.

5
Easy spread payment on line balance just phone call away from support great way to xhop Reviewed on: 7th April 2026
kenny m's avatar
kenny m

Very useful .

5
Very useful . . . very fair and reputable. I have also found PayPal Credit useful in cases when an online item has become uniquely available, I use PayPal with confidence. More reasonable, in my view, than a credit card. Reviewed on: 7th April 2026
Nicholas Dakin's avatar
Nicholas Dakin

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