Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102759)

Great service use regularly

5
Great service . I use PayPal whenever I can . I use the pay in 3 options and the credit card and pay over 4 months with £99 spend Reviewed on: 7th April 2026
KatieKneen's avatar
KatieKneen

Always had a good experience using PayPal.

5
Always had a good experience using PayPal. Never lets you down. Thanks. Reviewed on: 7th April 2026
Bryan N's avatar
Bryan N

Paypal-no hassle and excellent credit provider.

5
Paypal-no hassle and excellent credit provider. Reviewed on: 7th April 2026
Criza M's avatar
Criza M

Simple and easy to understand.

4
Simple and easy to understand..Good value and no hidden charges Reviewed on: 7th April 2026
Daniel N's avatar
Daniel N

Easy to use, no hassle interest free for 4 months ke...

5
Easy to use, no hassle interest free for 4 months keeps a budget Reviewed on: 7th April 2026
Ge G's avatar
Ge G

PayPal simply makes life much easier.

5
PayPal simply makes life much easier. Totally hassle free. Reviewed on: 7th April 2026
Christine P's avatar
Christine P

Used PayPal for over 15 years and never had a problem.

5
Used PayPal for 15+ years and never had a problem. Go to method of online payment. Reviewed on: 7th April 2026
Laurie Kwiatkowski's avatar
Laurie Kwiatkowski

Quick easy and gives you peace of...

5
Quick easy and gives you peace of mind Reviewed on: 7th April 2026
loraine 's avatar
loraine

I had a very good experience using it.

5
I had a very good experience using it. I recommend it to everyone, the conditions here are very good. Reviewed on: 7th April 2026
Igor Venger's avatar
Igor Venger

PayPal Credit - Built For Real Life.

5
I’ve used paypall credit for a while now, and it’s completely changed how I think about using credit. Unlike traditional credit cards, which often feel clunky and full of small print, PayPal is refreshingly simple and built around how people actually spend online. The flex to spread payments, with interest-free options on larger purchases, makes it easier to manage my finances without that constant feeling of “catching up” that comes with many credit cards. Everything is visible in one place and easy to track. What really stands out is the added confidence from buyer protection so t’s not just about borrowing, it’s about feeling secure when you spend. Reviewed on: 7th April 2026
Emma Marley's avatar
Emma Marley

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill