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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146575)

No problems and fast transactions

5
No problems and fast transactions Reviewed on: 7th May 2026

Had a deduction from my PayPal account which I hadn'...

5
Had a deduction from my PayPal account which I hadn't authorised and received a full refund the same day. Reviewed on: 7th May 2026

Love the piece of mind that my money is safe.

5
Love the piece of mind that my money is safe. Reviewed on: 7th May 2026

Had fraudulent transaction on post isl credit.

2
Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

Fantastic , absolutely brilliant

5
Fantastic , absolutely brilliant Reviewed on: 7th May 2026

Their customer service is great.

5
Their customer service is great. I once had a scam and realised it just after I paid. So I called them up to cancel it and they were so lovely and understanding on the phone. Bounced the transaction straight away. As well as giving me useful tips to notice if it is a scam. Reviewed on: 7th May 2026

They gave good offers and they provide good service.

5
They gave good offers and they provide good service. Multiple platform support. Reviewed on: 7th May 2026

Easily able to setup and use the payment system keep...

5
Easily able to setup and use the payment system keeps you abreast of what you have spent like when you can pay in 3. Reviewed on: 7th May 2026

Very good experience with my purchases, highly recom...

5
Very good experience with my purchases, highly recommend Reviewed on: 7th May 2026

I have been with PayPal a long time.

5
I have been with PayPal a long time.and never had any issues.with any purchases.easy to use ,and now with the card you can use in shops not just online.would definitely recommend Reviewed on: 7th May 2026

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