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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146564 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146564)

O love buying my shops with PayPal because is very e...

O love buying my shops with PayPal because is very essy and secure Reviewed on: 7th May 2026

Nice agents but sometimes, explanation is not clear

Nice agents but sometimes, explanation is not clear Reviewed on: 7th May 2026

Ease of use and financially the best.

Paypal is so much easier to use when buying compared to debit/credit cards. Their Credit facility is unbeatable. Reviewed on: 7th May 2026

Fantastic app.

Fantastic app. Clear information and very honest about what you will and will not be approved for Reviewed on: 7th May 2026

Safe money

Having been hacked several times. I now feel that my bank account is in safe hands and keep me in the loop. Reviewed on: 7th May 2026

Great other than wanting to cancel my credit account...

Great other than wanting to cancel my credit account easily, drew me back in to spending more money, but that may also be partially my doing Reviewed on: 7th May 2026

Always helpful if ever a problem.

Always helpful if ever a problem. Reviewed on: 7th May 2026

The pay in three option is brilliant!

The pay in three option is brilliant! Reviewed on: 7th May 2026

Fast, Secure, and Reliable Every Time

I love using PayPal because it’s fast, secure, and incredibly easy to use. Whether I’m shopping online or sending money, everything works smoothly and reliably. Their buyer protection and trusted service give me real peace of mind every time I use it. Reviewed on: 7th May 2026

Very useful financial tool:

I have been using PayPal for a number of years and have found that the payment options offered are very useful. I have found the credit facility especially beneficial in the purchase of a new phone almost a year ago and it has been going fine so far. The direct debit and monthly payments were easy to setup. Reviewed on: 7th May 2026

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