Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146559)

I have always found it very easy to use.

5
I have always found it very easy to use. Reviewed on: 7th May 2026

Excellent experience so far.

5
Excellent experience so far. I really enjoyed and recommend Reviewed on: 7th May 2026

PayPal with confidence

5
I think PayPal is a great way to pay securely and with confidence. Also the pay in 3 installments helps a lots to manage my payments. Reviewed on: 7th May 2026

Very convenient for big purchases and short turnarou...

5
Very convenient for big purchases and short turnaround time. Reviewed on: 7th May 2026

Simple to friction free

5
Simple to friction free. Just what you need from this kind of thing. Reviewed on: 7th May 2026

PayPal has been great for me.

5
My experience with PayPal has been great, they offer multiple ways to pay for goods which helps out a lot. They have always helped me with any issues I've had with getting refunds etc. with other retailers. Reviewed on: 7th May 2026

Handy in a pinch, saved my bacon a few times...

5
Handy in a pinch, saved my bacon a few times Reviewed on: 7th May 2026

Paypal is very convenient and easy to use.

5
Paypal is very convenient and easy to use. Reviewed on: 7th May 2026

Long-time PayPal user

5
I have been paying with Pay Pole on eBay for years, and I have sent money to various parts of the world. Never got any issues. I will continue to use PayPal. Reviewed on: 7th May 2026

Handy service easy to use

5
It is a handy service to have with ease of use, ease of repayments and easy to control. It gives one control over finance without the pressure to use the service. It offers easy way to repay with good support in place. Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78071 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products