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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102668)

It's never been an issue and so easy to use.

5
It's never been an issue and so easy to use. Reviewed on: 7th April 2026
Erica W's avatar
Erica W

Good customer service .

5
I wasn’t pressured and customer service was clear and helpful , which helped me make decisions to work best for me Reviewed on: 7th April 2026
brooke thomas's avatar
brooke thomas

I use it regularly and love the 3 months interest fr...

5
I use it regularly and love the 3 months interest free rates Reviewed on: 7th April 2026
Gen's avatar
Gen

PayPal is always there for me , be it eBay or other...

5
PayPal is always there for me , be it eBay or other online stores and now a virtual card for in store purchases wow . Knowing that PayPal is on my side if there is a problem with any of my purchases makes me feel just that bit more secure . Reviewed on: 7th April 2026
Andrew B's avatar
Andrew B

excellentcustomer service and good value for money a...

5
excellentcustomer service and good value for money and good security Reviewed on: 7th April 2026
Sean f's avatar
Sean f

Easy application and set up.

5
Easy application and set up. Reliable Reviewed on: 7th April 2026
Claire's avatar
Claire

I love PayPal- it’s easy & helpful

5
I love PayPal- it is so easy & helpful over the years it’s helped me get things I’ve needed or wanted but couldn’t pay in one go & also very helpful when I had an inadequate item - they agreed & got me my money back Reviewed on: 7th April 2026
Tompkins's avatar
Tompkins

Paypal App

5
The app is easy to use, no issues Reviewed on: 7th April 2026
Anders T's avatar
Anders T

Like the flexibility of the PayPal

5
Like the flexibility of the PayPal Reviewed on: 7th April 2026
Irina F's avatar
Irina F

It’s easy and fast to make online payments, and some...

5
It’s easy and fast to make online payments, and sometimes I also get interest-free instalment options for my purchases, which makes it even more convenient and affordable. Reviewed on: 7th April 2026
Metin t's avatar
Metin t

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