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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102614)

I’ve had an excellent experience using PayPal.

5
I’ve had an excellent experience using PayPal. The platform is fast, secure, and incredibly convenient for both sending and receiving payments. Transactions are smooth, and I appreciate the strong buyer protection, which gives me confidence when shopping online. The interface is user-friendly, and customer support has been helpful whenever I’ve needed assistance. Overall, a reliable and trustworthy service — highly recommended! Reviewed on: 7th April 2026
Bruce's avatar
Bruce

Been with paypal for years never had a issue with them.

5
Been with paypal for years never had a issue with them.Excellent customer service. Reviewed on: 7th April 2026
Ap's avatar
Ap

I use PayPal for pretty much everything now, the 4 m...

5
I use PayPal for pretty much everything now, the 4 months interest free credit is a real bonus Reviewed on: 7th April 2026
Matt's avatar
Matt

PayPal credit is great.

5
PayPal credit is great. 0% for 4 months is incredibly useful and the app makes it easy to manage. Reviewed on: 7th April 2026
MrKawasaki's avatar
MrKawasaki

Absolutely excellent customer service recommend

5
Absolutely excellent customer service recommend Reviewed on: 7th April 2026
Brilliant 's avatar
Brilliant

The only thing you might need.

5
Using my PayPal accounts for basically everything Credit Card, Pay in3 and Debit card I can honestly say that I have not had any problems. Easily connected all my accounts onto my bank account. Checking out is so fast and easy. Notifications are instantly visible in my inbox. I also have the PayPal payment insurance. Due to the flexibility of payments I’m able to budget my monthly payments very easily. Reviewed on: 7th April 2026
Stuart D's avatar
Stuart D

Really easy to set up with clear instructions and in...

5
Really easy to set up with clear instructions and information Reviewed on: 7th April 2026
Sue Dakin's avatar
Sue Dakin

Paypal credit options make life easier

5
I use Paypal for quick and easy check outs but mostly for its credit options, which have really helped me with purchases over the years. Being a low earner, I can't always afford to buy things when I need or want them. Paypal pay in 3 and interest free credit options allow me to make these purchases without having to worry about paying interest, providing I make the payments and clear my balance on time. It works great for me as I know going into the agreement I'll be able to make the payments. Reviewed on: 7th April 2026
Penny la Roux's avatar
Penny la Roux

Fully supportive purchase optionsvia Paypal.

5
I recently made a number of purchases with different methods that paypal offer. The pay in 3 allows me to spread the cost of my purchases which is a great, allowing this affordable pay plan to meet my outgoing costs each month. Secondly, I had made a purchase which the sender failed to deliver, the item I purchased did not arrive, I raised this dispute with PayPal who with their intervention refunded the cost of item. Thirdly my most recent mobile purchase was spread over 24 months. The options that Paypal offer for me as a consumer are fantastic.. and for me the service they offer is outstanding, second to none IMO! Reviewed on: 7th April 2026
Ronald S's avatar
Ronald S

Excellent PayPal

5
I have been using PayPal for many years without any problems, when Paypal credit was introduced it allowed me to make purchases more easily with time to pay. Win win situation, Reviewed on: 7th April 2026
Mildred M's avatar
Mildred M

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