Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146543)

Simple, Convenient & Easy to Manage

5
Easy to use and very convenient for spreading the cost of purchases. Payments are easy to manage. A helpful option when you want a little more flexibility with larger purchases. Reviewed on: 7th May 2026

Good wide range of platforms now taking paypal now i...

4
Good wide range of platforms now taking paypal now including day to day Reviewed on: 7th May 2026

Easy to use with extra protection

4
I use take 3 and PayPal credit I find both service work well - Reviewed on: 7th May 2026

Easy and helpful

5
When you need help its easy to use and they are always happy to help Reviewed on: 7th May 2026

Quick and easy to take out credit with no hassles

5
I have always found taking out the credit option really easy and straightforward. You can easily keep a track of where you are, amend your payments or pay off early Reviewed on: 7th May 2026

great offers

5
Paypal works well for me, I especially like the pay in 3 offer they do! such great value for money. Reviewed on: 7th May 2026

Perfect and Fast service

5
Quick and easy, Widely accepted, easy to use Reviewed on: 7th May 2026

PayPal is a very good provider of various.

5
PayPal is a very good provider of various.services financial helps,different times of paying what you loan. Their customer service staff well knowledge,supportive and efficient. PPayPalare.quick to respond to any customers query. Reviewed on: 7th May 2026

Fast, reliable and super easy to use

5
PayPal is a great service, super fast and easy to use. Everything is handled quickly when needed, with no hassle. Really impressed with the experience and would definitely recommend. Reviewed on: 7th May 2026

I have used paypal for around 20 years and I love th...

5
I have used paypal for around 20 years and I love the service, flexibility and security Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78056 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products