Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102566 reviews)

View other PayPal products

4.90

Based on 102,566 reviews, last reviewed 9th May 2026

2387100% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (102566)

you can transfer money to your bank account very qui...

you can transfer money to your bank account very quickly, promotions for 0% installments Reviewed on: 7th April 2026

Really help full so easy to use

Really help full so easy to use Reviewed on: 7th April 2026

Convenience and security

Seamless Checkout: It is hard to beat the "one-click" feel of not having to type in credit card numbers on every new site. It’s a massive time-saver. Security Blanket: There is a strong sense of protection knowing that the merchant doesn't see my full financial details and that Buyer Protection is there if a package never arrives. Peer-to-Peer Ease: Splitting bills or sending money to friends is nearly instant and very intuitive. Reviewed on: 7th April 2026

Easy to use,great service,secure

Easy to use,great service,secure Reviewed on: 7th April 2026

Excellent way to pay always reassured that it's safe...

Excellent way to pay always reassured that it's safe and secure Reviewed on: 7th April 2026

Excellent service and efficient, easy to use.

Excellent service and efficient, easy to use. I make use of PayPal beacuase of its security and the ability to not use cards on websites. Reviewed on: 7th April 2026

Pressure reliever!

I've been using credit for years and it really helps to receive the pressure Reviewed on: 7th April 2026

I'm a huge fan of PayPal over the last 10 years.

I'm a huge fan of PayPal over the last 10 years. This had been my number 1 use for purchases. Reviewed on: 7th April 2026

Nice to have this always available for when I would...

Nice to have this always available for when I would like to make a special purchase Reviewed on: 7th April 2026

Customer service agents are keen but let down by the...

Customer service agents are keen but let down by the company systems. Very high interest APR. iPhone app has glitches and app software not well written. Adverts for PayPal credit card keep popping up when requested not to. Asked for credit account to be closed and confirmed on the ‘phone but has still not been actioned. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48422 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub