Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102506)

They are the best credit I have ever had

5
They are the best credit I have ever had Reviewed on: 7th April 2026
Lucy K's avatar
Lucy K

Fast, easy to sort out issues quickly and efficiently.

5
Fast, easy to sort out issues quickly and efficiently. Wide selection of stores to choose from Reviewed on: 7th April 2026
Katie 's avatar
Katie

Safe and Sound

5
Use on a regular basis as it feels Safe Reviewed on: 7th April 2026
SANDRA Q's avatar
SANDRA Q

I am very pleased with this service

5
I am very pleased with this service Reviewed on: 7th April 2026
Pawel S's avatar
Pawel S

Paypal really helps

5
Having the credit facility really helps when I am short of money, I know I can rely on PayPal, especially with so many retail shops accepting this payment method. Reviewed on: 7th April 2026
Dee's avatar
Dee

Customer service is poor.

4
Customer service is poor. With slow response times and a live chat in nothing but name. The payment provider itself is great. Reviewed on: 7th April 2026
Tom Eldridge's avatar
Tom Eldridge

Paypal is the best

5
Financial Flexibility - ​0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026
Danny's avatar
Danny

PayPal full Refund on Ai Dog scam

4
PayPal helped me recently to get a full refund from an online scam type site (Wuffy) claiming that a £4 toy made in china was an Ai dog that could do a lot of tricks etc Reviewed on: 7th April 2026
Darren Charlesworth 's avatar
Darren Charlesworth

Really easy to use especially when we send money for...

4
Really easy to use especially when we send money for good and services and we dont receive it or it came faulty, really easy to make apeal and get money back Reviewed on: 7th April 2026
Dominic Devasia Jose's avatar
Dominic Devasia Jose

Would definitely reccommend

5
I love the flexibility that paypal has to offer, especially with the option to pay in 3. I admire the fact that you do not have to enter your card details with every transaction and it takes away the worry with purchasing online. When I have had to dispute a payment it has been resolved quickly Reviewed on: 7th April 2026
Emma 's avatar
Emma

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill