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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

applied for debit card to earn points, able to acces...

applied for debit card to earn points, able to access instantly. Reviewed on: 7th May 2026

Reliable service

Easy to you and informative when required to speak with customer service Reviewed on: 7th May 2026

I make the most use out of paypal credit so that I h...

I make the most use out of paypal credit so that I have longer to pay off Reviewed on: 7th May 2026

Great service and excellent communication.

Great service and excellent communication. Facilities offered are very helpful Reviewed on: 7th May 2026

Never had any problems with paypal.

Never had any problems with paypal. Always at hand if needed. Reviewed on: 7th May 2026

Very convenient for unplanned large purchases

Very convenient for unplanned large purchases with manageable options for repayment. Reviewed on: 7th May 2026

Always very convenient, efficient and pleasant service.

Always very convenient, efficient and pleasant service. Thanks Reviewed on: 7th May 2026

Great merchant app

It’s good service, hassle free, very reliable. Reviewed on: 7th May 2026

Helping my daughter out...

It was a good way to be able to help my daughter out buying her first home beds but whilst making it affordable for me to pay over time. Reviewed on: 7th May 2026

Easy options

Easy to use and quick response should something go wrong. Different options of paying to suit needs. Reviewed on: 7th May 2026

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