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PayPal: PayPal Credit reviews

4.90
Based on 102,452 reviews, last reviewed 9th May 2026
2382050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience Very good experience an one of the best Reviewed on: 9th May 2026
 Ionut's avatar
Ionut

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102452)

Safety PayPal for protection purchases especially on...

5
I use PayPal for protection for purchases especially on line! Reviewed on: 7th April 2026

I have been with Paypal for 21 years and I have neve...

5
I have been with Paypal for 21 years and I have never had a negative experience Reviewed on: 7th April 2026

I have full trust in PayPal and there commitment to...

5
I have full trust in PayPal and there commitment to customer service as any issue I have ever had has always been delt with swiftly and properly, I have been kept upto date throughout the whole process. Reviewed on: 7th April 2026

PayPal credit is an excellent tool

5
PayPal credit has been such a great tool to help me manage my finances and let me buy things safely online Reviewed on: 7th April 2026

paypal credit

5
paypal credit allows me to budget for bigger purchases. enabling me to make a purchase i otherwise would not be able to Reviewed on: 7th April 2026

Brilliant.

5
Brilliant. You know your purchase is covered by paypal gives peace of mind when buying. And easy payment terms helps out a lot. Fantastic. Reviewed on: 7th April 2026

0% interest for 3 months on any purchase

5
Always offers 0% for 3 months on all purchases allowing me to breakup larger purchases and pay no interest. Reviewed on: 7th April 2026

Spreads the cost ,very convenient

4
Spreads the cost ,very convenient Reviewed on: 7th April 2026

Great use of pay pal credit.

5
Great use of pay pal credit. It allows me to split costs when having a tough month financially but still keeps me on track without getting into debt. Reviewed on: 7th April 2026

Excellent service

5
Have been using PayPal for many years now and never let me down. Continuing improving and offering new ways of paying. Also whenever put a claim against unethical companies and unfair payments, PayPal always dealt with it and I had my money back. Reviewed on: 7th April 2026

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