Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146460)

Perfect for shopping

5
Really good customer service , quick and reliable Reviewed on: 7th May 2026

Great service

5
I've used PayPal for years I've never had any problems Reviewed on: 7th May 2026

Outstanding money saving app

5
Very easy and very helpful, gets everything i need done without any hassle Reviewed on: 7th May 2026

Everything is very quick and easy.

5
Everything is very quick and easy. Reviewed on: 7th May 2026

PayPal makes transactions easy

5
PayPal makes transactions easy and reliable with no hassle Reviewed on: 7th May 2026

Excellent tool & protection on purchasing

5
Excellent tool & protection on purchasing Reviewed on: 7th May 2026

Never had any issues, always been able to speak to s...

5
Never had any issues, always been able to speak to someone if needed. Reviewed on: 7th May 2026

Good product - would recommend

5
Been a PayPal customer for many years, and can't complain. Had very little experience with customer service so can't comment on that. I use PayPal credit which has competitive rates of interest. It's a good product and would recommend. Reviewed on: 7th May 2026

It was easy and clear for me to understand the detai...

5
It was easy and clear for me to understand the details and everything was going on smoothly... Reviewed on: 7th May 2026

Never had a problem with PayPal and is my preferred...

5
Never had a problem with PayPal and is my preferred way to pay Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77987 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products