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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146437 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146438)

Ive used paypal for many years and im very happy usi...

Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Easy and straightforward.

Easy and straightforward. Also quick and app easy to use. Reviewed on: 7th May 2026

The Paypal app is intuitive

Paypal app is intuitive and easy to find what you need and I have confidence that the right action can be applied when things don't always go as planned. E.g. money is removed unknowingly. Reviewed on: 7th May 2026

Five Star

I find it useful feature when purchasing higher value items and allows me to pay it off over a few months without incurring interest. Reviewed on: 7th May 2026

There’s no better tool to have in your pocket.

PayPal is an excellent tool to have in your pocket. The safety of PayPal’s many services, the fast transaction rates, and the customer support team couldn’t be more helpful. Reviewed on: 7th May 2026

Excellent service

So far so good, using for the last 3 years, very happy with the services and flexibility they offer. Reviewed on: 7th May 2026

Been using PayPal for over a decade.

Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has increased a fair amount. However, that's no part thanks to PayPal. PayPal has the option to auto accept credit limit increases. In this almost 6 years period of using PayPal credit. I have had absolutely 0 credit limit increases. Reviewed on: 7th May 2026

fast and reliable

It has been a great experience, fast, trusted and reliable transaction, eligible PayPal credit and an option of buy to pay later with zero interest, PayPal is still the best Reviewed on: 7th May 2026

They customer service is excellent

They customer service is excellent Reviewed on: 7th May 2026

easy for any kind of transaction

easy for any kind of transaction Reviewed on: 7th May 2026

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