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PayPal: PayPal Credit reviews

4.90
Based on 102,373 reviews, last reviewed 9th May 2026
2378300% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It makes buying lots more easier It makes buying lots more easier Reviewed on: 9th May 2026
Bernard P's avatar
Bernard P

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102373)

Never had a bad experience with PayPal if I have eve...

5
Never had a bad experience with PayPal if I have ever had to contact them my issues were sorted promptly Reviewed on: 7th April 2026

Paypal Credit

4
I used PayPay Credit for my trip to Dubai last year and I had no problems, it was very easier to use and I like that I had an extended period of time to complete the full payment Reviewed on: 7th April 2026

Helpful and easy to use can be used at multiple plac...

5
Helpful and easy to use can be used at multiple places and now even has a credit card Reviewed on: 7th April 2026

THE SAFE WAY TO BUY

5
i like paypal you feel safe buying with them Reviewed on: 7th April 2026

I have always found PayPal to be a brilliant choice...

5
I have always found PayPal to be a brilliant choice and is my go too form of credit, looking into the new credit card as an option for future purchases Reviewed on: 7th April 2026

It’s easy to use for payment online and I store with...

5
It’s easy to use for payment online and I store with the card. It takes the stress out of having to get your wallet - just log on and pay. Reviewed on: 7th April 2026

Never had a problem and it's so convenient.

5
Never had a problem and it's so convenient. Options for three staged payments or delayed over four months. Reviewed on: 7th April 2026

I find PayPal credit convenient, easy statement and...

5
I find PayPal credit convenient, easy statement and up to date tracking of your spending. Highly recommended. Reviewed on: 7th April 2026

Make payment without any fear.

5
With the paypal payments. Your money is always secure. You can save yourself from fraud by calling on customer service even though you have made a payment. I personally like them due to their paypal credit option which I use a lot. Buy now pay later in 4 months interest free installments. Most of the time I make my payments with PayPal even though I have other credit cards but still I feel save with PayPal. Very good service Reviewed on: 7th April 2026

Low APR and now a physical card to use in...

5
Low APR and now a physical card to use in shops etc Reviewed on: 7th April 2026

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