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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146404)

Just quick and easy to use and decent funds to get y...

Just quick and easy to use and decent funds to get you started and ever need anything and no funds the credit comes in handy knowing don't need to borrow of anyone else Reviewed on: 6th May 2026

Very effective and effecient service

Very effective and effecient service Reviewed on: 6th May 2026

good credit options on purchases

good credit options on purchases Reviewed on: 6th May 2026

Always resolve my concerns an they are there to help...

Always resolve my concerns an they are there to help and when I want to pay in 3 times give that option very happy with PayPal Reviewed on: 6th May 2026

Always helpful and easy to use when needed.

Always helpful and easy to use when needed. App is clear and customer service easy to contact Reviewed on: 6th May 2026

I got the PayPal credit to help get a mobility scooter

I got the PayPal credit to get a mobility scooter that I can pay within 4 months at 0% interest. It has helped me out so much. The only downside is it is vague when trying to sort out a repayment direct debit, I really dont know the date it will come out. I would like to see a revamp of the app, since I had a job finding what I want. Reviewed on: 6th May 2026

Its a trap to get you into debt ,payments aren't ded...

Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026

Always smooth with PayPal

Always move with Paypal so easy to send and receive money Reviewed on: 6th May 2026

I use PayPal alot

I use PayPal a lot to pay for things online and if the option comes up that I can use PayPal credit in three payments plan then even better. Reviewed on: 6th May 2026

Used it for years and I can always rely on...

Used it for years and I can always rely on it Reviewed on: 6th May 2026

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