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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102364)

It’s been a positive experience, thank you.

5
It’s been a positive experience, thank you. Reviewed on: 7th April 2026
Curtis K's avatar
Curtis K

Safe and reliable - it just works

5
Never had any problems with PayPal. The fact that your internet purchases are protected is something that is very reassuring. They have always been reliable, transactions just work! Exchange rates are competitive too on the occasional non-GBP purchase we make. Reviewed on: 7th April 2026
Me's avatar
Me

I’m glad I applied for PayPal credit.

5
I’m glad I applied for PayPal credit. I’ve used them 3 times now. I settled my third account early, one phone call, to a human being, not machine, easily helped me settle the balance outstanding. I’ve built up my credit score, and will definitely be using again. Reviewed on: 7th April 2026
Michael H's avatar
Michael H

Really easy to use and flexible with good interest r...

5
Really easy to use and flexible with good interest rates! Reviewed on: 7th April 2026
Jan W's avatar
Jan W

Easy to use, exceptional service!

5
I've really enjoyed using the platform, I actually use it more than my other banking cards and services. Reviewed on: 7th April 2026
Mark S's avatar
Mark S

Very Best Experience,been using PayPal credit and re...

5
Very Best Experience,been using PayPal credit and recently increased the credit limit Reviewed on: 7th April 2026
portotiger p's avatar
portotiger p

I always use PayPal as it’s so reliable

5
I always use PayPal as it’s so reliable Reviewed on: 7th April 2026
Debbie Davies's avatar
Debbie Davies

Perfect way to pay and spread the cost safely.

5
Perfect way to pay and spread the cost safely. Reviewed on: 7th April 2026
Lauren's avatar
Lauren

Easy to use but not the best customer service

4
Great service easy to use but can be difficult to get support at times due to availability of customer service agents Reviewed on: 7th April 2026
john keane's avatar
john keane

Simple, straightforward and clear, all info needed t...

5
Simple, straightforward and clear, all info needed to make an informed decision. Hassle free and convenient Reviewed on: 7th April 2026
Rebecca L's avatar
Rebecca L

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