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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

Great for everyone who pays for stuff online

Great for everyone who pays for stuff online Reviewed on: 6th May 2026

Always worked well for me, simple and easy to use

Always worked well for me, simple and easy to use Reviewed on: 6th May 2026

So easy to use and zero interest options are brilliant.

So easy to use and zero interest options are brilliant. Pay in 3 is a great feature. Reviewed on: 6th May 2026

Very handy to have if needed.

Very handy to have if needed. Easy to pay off and keep track of payments. Love PayPal credit for when in need! Reviewed on: 6th May 2026

Great overall experience.

Great overall experience. Swift service and best buy now pay later offers and automatic payment debit from account. Reviewed on: 6th May 2026

Never have any problems paying with pay pal helps me...

Never have any problems paying with pay pal helps me when I can pay in 3 months Reviewed on: 6th May 2026

Excellent

Excellent, quite strong and a safe way to shop online. Excellent and very easy to use Reviewed on: 6th May 2026

Good offer on credit card, interest-free on purchase...

Good offer on credit card, interest-free on purchases over £100 for four months. Reviewed on: 6th May 2026

So happy to have pay pal very easy to use they alway...

So happy to have pay pal very easy to use they always give you e mail advice about payments explaing the rates of interest and how it effects the amout you pay also friendly reminders its a great to have for emergencies like broken cooker birthdays christmases or just treating yourself . Reviewed on: 6th May 2026

Its very usefull with 0% interest

Its very usefull with 0% interest Reviewed on: 6th May 2026

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