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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,360 reviews, last reviewed 9th May 2026
2377750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience has been nothing but positive! My experience has been nothing but positive! And im genuinely pleased I made the change. Reviewed on: 9th May 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102360)

Always my backup when I have no money

5
Always my backup when I have no money Reviewed on: 7th April 2026
Anne b's avatar
Anne b

Easy to use and keep track of.

5
PayPal credit has been easy to use and keep track of. No hidden costs or deception, very user friendly platform and has helped tremendously in this cost of living crisis. Reviewed on: 7th April 2026
T Topping's avatar
T Topping

Great platform

5
My experience with PayPal has generally been positive. I find the platform very convenient for sending and receiving money, especially when making online purchases or transferring funds internationally. The process is usually quick, and it gives me a sense of security when paying for goods and services online. I also appreciate the buyer protection feature, which adds an extra layer of confidence when shopping from sellers I’m not familiar with. The app is easy to use, and transactions are mostly straightforward. However, there have been times when fees felt a bit high, particularly for international transfers or currency conversions. Customer service can also sometimes take time to resolve issues. Overall, PayPal is a reliable and widely accepted payment method, and I continue to use it because of its convenience and security. Reviewed on: 7th April 2026
Agnieszka Pawlik's avatar
Agnieszka Pawlik

Fantastic customer service when I needed them!

5
Fantastic customer service when I needed them! Reviewed on: 7th April 2026
Paula R's avatar
Paula R

PayPal credit

5
Once approved really easy to use Reviewed on: 7th April 2026
Harmesh T's avatar
Harmesh T

Very easy services an very very helpful regards to c...

5
Very easy services an very very helpful regards to circumstances Reviewed on: 7th April 2026
Phil W's avatar
Phil W

Quick and simple to use.

5
Quick and simple to use. What more could you want? Reviewed on: 7th April 2026
Gambolputty's avatar
Gambolputty

Zero pboblemu, jesli jest cos nie jasne szybciutko m...

5
Zero pboblemu, jesli jest cos nie jasne szybciutko mozna to rozwiazac telefonicznie, bardzo polecam Reviewed on: 7th April 2026
Peter's avatar
Peter

Recommended!

5
Never had an issue with PayPal in all my years of using it. Glad to see that they keep evolving and branching out. It has truly helped me out with so many oversea transactions which would not have heej made possible without it! Not to mention that the UI in the app is great Reviewed on: 7th April 2026
GDT's avatar
GDT

Flexible terms

5
Flexible payment and repayment terms Reviewed on: 7th April 2026
Bervin Gumbo's avatar
Bervin Gumbo

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