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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Always there

Always there to help grt custo.er services Reviewed on: 6th May 2026

Easy line of interest free credit

I have used PayPal in 3 many times. It is a convenient way of paying for items over time without interest. I've used PayPal credit also, and found it to be useful, trouble free, and easy to manage. Reviewed on: 6th May 2026

Paypal offer easily accessible and widely useable fu...

Paypal offer easily accessible and widely useable funds with minimal fuss or hassle. Many credit lenders could learn from their model. Reviewed on: 6th May 2026

Great app, I have used PayPal for several years and...

Great app, I have used PayPal for several years and it has always delivered a reliable and efficient service. Reviewed on: 6th May 2026

Really good

Paypal is easy to use and navigate its services Reviewed on: 6th May 2026

Good way to budget large spends .

Good way to budget large spends . Information clearly detailed good correspondence Reviewed on: 6th May 2026

PayPal does everything I need without fuss.

PayPal does everything I need without fuss. Simple to use and completely stress free! Reviewed on: 6th May 2026

Great choice of payment options, which you know are...

Great choice of payment options, which you know are guaranteed safe. Reviewed on: 6th May 2026

Always enjoy using PayPal credit, makes it easy with...

Always enjoy using PayPal credit, makes it easy with my young family. Booking a holiday with a few months interest free Reviewed on: 6th May 2026

Good and straightforward process.

Good and straightforward process. Useful tool for purchases. Easy to pay over time periods. Reviewed on: 6th May 2026

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