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PayPal: PayPal Credit reviews

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4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102352)

Easy to navigate app.

5
PayPal is easy to navigate, clearly laying out my accounts as the drop of a button. The new physical cards for my accounts means I can access the same discounts and benefits I would if using online. Reviewed on: 7th April 2026
Carla Mattison's avatar
Carla Mattison

All good.

5
All good. Sort issues quickly. Would value being able to speak to someone sometimes. Reviewed on: 7th April 2026
Andrew C's avatar
Andrew C

I have been with PayPal for a number of years and ha...

5
I have been with PayPal for a number of years and have always had a positive experience when ever I have used their services! Reviewed on: 7th April 2026
Pearl's avatar
Pearl

PayPal is an excellent way to shop precise with stat...

5
PayPal is an excellent way to shop precise with statement and notifications of payment due on time never had any problems would recommend for payments and avaliable credit. Reviewed on: 7th April 2026
Roberta M's avatar
Roberta M

Great experience with great finance options!

5
Great experience with great finance options! Reviewed on: 7th April 2026
Ben C's avatar
Ben C

Really easy to use.

5
Really easy to use. I am using it for more than a year and hasn't got any trouble yet. I will recommend people to use it as well. Reviewed on: 7th April 2026
Md K's avatar
Md K

All basics covered

5
It is so easy to pay via PayPal online and send money to friends and family. With the PayPal credit and debit card, all basics are now covered. Reviewed on: 7th April 2026
Ginka I's avatar
Ginka I

Ease of use and interest free option benefit.

5
PayPal is widely appreciated for its ease of use and convenience, allowing me to make secure payments quickly without needing to repeatedly enter their card details. Its seamless checkout process and integration across many online retailers make transactions fast and hassle-free. Additionally, features such as PayPal Credit and interest free petiod is of huge benefit. Reviewed on: 7th April 2026
Mandy M's avatar
Mandy M

Paypal Credit has been very usef

5
Paypal Credit has been very usef Reviewed on: 7th April 2026
Victoria H's avatar
Victoria H

My experience has been great but had an issue with a...

5
My experience has been great but had an issue with a purchase which I PayPal credit was unable to assist with due to their T&C. Reviewed on: 7th April 2026
O M B's avatar
O M B

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