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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

Overall good, managing credit limit could be better...

Overall good, managing credit limit could be better and more interactive, but generally a good experience. Reviewed on: 6th May 2026

Very easy process, fast results and makes checkout b...

Very easy process, fast results and makes checkout better Reviewed on: 6th May 2026

Brilliant experience very good value

Brilliant experience very good value Reviewed on: 6th May 2026

I have taken out paypal credit and found the interes...

I have taken out paypal credit and found the interest very much affordable and having six months without any interest added is a bonus, i can easily receive money through paypal and transfer to my bank account anytime with no charges Reviewed on: 6th May 2026

Terrible customer service

Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

Never had an issue using pay pal credit extremely us...

Never had an issue using pay pal credit extremely user friendly and convenient to use. Reviewed on: 6th May 2026

I use PayPal to pay for nearly everything where it i...

I use PayPal to pay for nearly everything where it is available. Excellent service and the pay in 3 is an absolute lifesaver when trying to get through financial stress Reviewed on: 6th May 2026

PayPal is Mypal!

I love the ease of using PayPal, the security you have, I love the credit agreement as so easy to use. Just a great app and company. Reviewed on: 6th May 2026

I love Paypal, it feels secure.

I love Paypal, it feels secure. I kept informed of changes that might affect me. Very easy to use. Reviewed on: 6th May 2026

Secure payments

PayPal is a great service for fast secure payments Reviewed on: 6th May 2026

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