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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102304)

Thought it was great to be able to get money off and...

5
Thought it was great to be able to get money off and also time to pay, interest free for a few months! Reviewed on: 7th April 2026
Rachel Thomson's avatar
Rachel Thomson

Easy navigation

5
I never have any issues that cannot be resolved. The app is easy to navigate and I would be lost without the ability to choose how I want to pay for things making it possible to budget better. Reviewed on: 7th April 2026
Penny B's avatar
Penny B

Quick, easy and manageable.

5
Quick, easy and manageable. You can see precisely where you are at a click. Simple to use. Reviewed on: 7th April 2026
darkphantasy's avatar
darkphantasy

Easy to set up a direct debit and monitor payments.

5
Easy to set up a direct debit and monitor payments. PayPal Credit is also easy to use for any online shopping, and the newest function of being able to get points on any purchase makes it worthwhile, so 10/10 would highly recommend. Reviewed on: 7th April 2026
Crystal's avatar
Crystal

Havent had trouble easy to pay with easy to pay...

5
Havent had trouble easy to pay with easy to pay back Reviewed on: 7th April 2026
Lady s's avatar
Lady s

Its been all good to be fair.

5
Its been all good to be fair. Customers service and payments are quick and easy Reviewed on: 7th April 2026
James Walker's avatar
James Walker

Flexible credit that actually works when you need it

5
Been using PayPal Credit for a while now and it's genuinely useful. The 0% interest on purchases over a certain amount is a decent perk if you pay it off in time, and having it sitting there ready to use without needing a separate card is convenient. Checkout is seamless since it's built straight into PayPal. Managed my spending through the app without any hassle. No complaints — does exactly what it says it will. Reviewed on: 7th April 2026
GKH's avatar
GKH

Happy customer

5
Easy to use , perfect for those unexpected expenditures, clear billing for ease of payment Reviewed on: 7th April 2026
Dissfunktional 's avatar
Dissfunktional

Would recommend PayPal credit

5
I've been using PayPal credit for many years and have had no problems it's quick and easy to control Reviewed on: 7th April 2026
Helen T's avatar
Helen T

PayPal actually helped me

5
PayPal is dependable and when someone hacked me and stole money they were on it straightaway Reviewed on: 7th April 2026
T Dixon's avatar
T Dixon

Review PayPal: PayPal Credit now

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