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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

So far so good.

So far so good. I used them a few times they were okay Reviewed on: 6th May 2026

Great service and easy to use very useful payment sy...

Great service and easy to use very useful payment system fast. Reviewed on: 6th May 2026

Have had no issues with PayPal, always easy to use a...

Have had no issues with PayPal, always easy to use and have found it very secure which is important to me Reviewed on: 6th May 2026

Excellent service, I have never been let down.

Excellent service, I have never been let down. I’ve received refunds in less than 24 hours! Reviewed on: 6th May 2026

Paypal has become my favourite way to pay

Paypal has become my favourite way to pay online, wouldn't be without it!!! Reviewed on: 6th May 2026

0% interest over 4 months

The 0% interest over 4 months offer is brilliant because I know I won't be paying any more than the cost of what I am buying. Reviewed on: 6th May 2026

Helps me keep organised

I use Paypal as a form of payment and keeping track of my subscriptions. It helps me stay organised on my finances Reviewed on: 6th May 2026

Easy to navigate xxxxxxxxxxxxxxxxxxxxxxccccc

Easy to navigate xxxxxxxxxx nothing more to add Reviewed on: 6th May 2026

Excellent service

Very east and reliable. I would recommend this service to everyone Reviewed on: 6th May 2026

I always prefer paying with PayPal, its safest way t...

I always prefer paying with PayPal, its safest way to make payment, safe and secure Reviewed on: 6th May 2026

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