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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102231)

Easy to use and I love PayPal credit

5
Easy to use and I love PayPal credit Reviewed on: 7th April 2026
Jenna w's avatar
Jenna w

All ways happy to help no fuse safe secure transacti...

5
All ways happy to help no fuse safe secure transactions Reviewed on: 7th April 2026
Michael H's avatar
Michael H

Always used it and always will

5
Have always used it and have never had an issue with it! It’s so reliable and I love knowing I can use it when needed! I first got it when I was a student at university over ten years ago now and paid it all off when I started work but I still use it every now and again for online shopping Reviewed on: 7th April 2026
Gee P's avatar
Gee P

Very easy and convenient way of paying.

5
Very easy and convenient way of paying. It’s also protected. What’s really great is that in cases of refund, it is instant, where you don’t have to wait as long as do with normal credit or debit cards. Reviewed on: 7th April 2026
Nadia M's avatar
Nadia M

I been using pay pal credit for over 3-4 year and I...

5
I been using pay pal credit for over 3-4 year and I am very happy to using the service, because it gave me peace of mind on every purchase I do and the advantage to spreading my payment in four months instalments on 0% interest free. I Would recommend to everyone. Reviewed on: 7th April 2026
Ferney Ramirez's avatar
Ferney Ramirez

Very helpful control and support my finance

5
Very helpful control and support my finance Reviewed on: 7th April 2026
Redouane Aliouane's avatar
Redouane Aliouane

Ideal way to make payments

5
It is an ideal way for me to pay for subscriptions and internet purchases for its security. Reviewed on: 7th April 2026
Carol D's avatar
Carol D

Seamless experience for application and without any...

5
Seamless experience for application and without any hard checks Reviewed on: 7th April 2026
Neelanjan Bandopadhyay's avatar
Neelanjan Bandopadhyay

Good but not excellent

5
Its not quite excellent for money as you dont provide any bonus for spending on the credit card, need to give an incentive to use the card. Reviewed on: 7th April 2026
Callum's avatar
Callum

Great help when you need it with amazing support and...

5
Great help when you need it with amazing support and trust worthy Reviewed on: 7th April 2026
Anwar L's avatar
Anwar L

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