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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

Helpful with in a spot of bother.

Even when I’ve missed a payment (only once by accident) they were so helpful and reassuring. Easy to fix the problem. Reviewed on: 6th May 2026

Good service very customer focused

Good service very customer focused Reviewed on: 6th May 2026

Reminders

Need to send reminder for repayment otherwise everything else is ok Reviewed on: 6th May 2026

Great service

Great service, easy to use and very convenient Reviewed on: 6th May 2026

Not very good dispute resolution

Its usually ok but recently I opened a case and they said imthey closed it because they didnt hear from me but I didnt receive an email with the request. Further to that I had already provided them with all of the information that I had and they still closed it. Reviewed on: 6th May 2026

Excellent

Was easy to set up, easier than others Reviewed on: 6th May 2026

Good always keep you update of statements and owed m...

Good always keep you update of statements and owed monies Reviewed on: 6th May 2026

Pay your pal

Pukka enjoy using PayPal it's amazing Reviewed on: 6th May 2026

Don't trust anyone else.

I love PayPal, I don't trust anyone else to handle my transactions online. I use it for as much as possible. Reviewed on: 6th May 2026

Easy to use and track

It's a great resource to have when online especially the 0% interest for 4 months on £100+ purchases. Easy to track payments and use app. Reviewed on: 6th May 2026

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