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PayPal: PayPal Credit reviews

4.90
Based on 102,200 reviews, last reviewed 8th May 2026
2370350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the support I needed, so I am happy with your... I got the support I needed, so I am happy with your services. Reviewed on: 8th May 2026
tharwat Uk's avatar
tharwat Uk

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102200)

Highly recommended

5
I have been using PayPal for many years now. I've always had excellent support when needed. Reviewed on: 7th April 2026

Helped me pay for events I wouldn’t have been able t...

5
Helped me pay for events I wouldn’t have been able to afford in one go. Theatre trips and concerts - great experiences and memory’s. Reviewed on: 7th April 2026

Great use of open banking

5
PayPal credit is great. The use of open banking allows me to gain credit limits that banks wouldn't usually give me. In addition to this, the 4 month promotional offer on purchases is very useful for paying off big purchases over time without interest. Reviewed on: 7th April 2026

always a please to deal with paypal customer care

5
always a please to deal with paypal customer care Reviewed on: 7th April 2026

I feel like PayPal is very safe and efficient, I fee...

5
I feel like PayPal is very safe and efficient, I feel very confident and protected using PayPal Reviewed on: 7th April 2026

Great online back up

5
Great way to have back up if any problems buying online. Reviewed on: 7th April 2026

Recommend

5
Easy to use and understand...makes purchases so easy to pay for..would recommend.. Reviewed on: 7th April 2026

PayPal experience

5
Easy to set up, and helpful as you can pay back over time. Reviewed on: 7th April 2026

Ease of use and arranging credit for a new phone, si...

5
Ease of use and arranging credit for a new phone, simple form, quick decision, and easy to arrange and monitor the payments. Reviewed on: 7th April 2026

I have very good experiences with PayPal for years

5
I have very good experiences with PayPal for years Reviewed on: 7th April 2026

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