Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,149 reviews, last reviewed 8th May 2026
2368000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy, simple and fast, everything easy, simple and fast, everything is super understandable Reviewed on: 8th May 2026
Tomas's avatar
Tomas

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102149)

I can trust what I pay for online.

5
I can trust what I pay for online. Reviewed on: 7th April 2026
Ravi K's avatar
Ravi K

Excellent service

5
It all went smooth when used without any issues Reviewed on: 7th April 2026
Ionut's avatar
Ionut

PayPal is the most easiest and helpful payment to use

5
PayPal is the most easiest and helpful payment to use Reviewed on: 7th April 2026
Stacey's avatar
Stacey

Good Service

4
Four Months 0% Interest on the PayPal Credit Card. Reviewed on: 7th April 2026
Leslie A's avatar
Leslie A

Gave me credit when nobody else would.

5
Gave me credit when nobody else would. Easy transactions. Reliable. Can pay with Paypal almost anywhere. And the pay in 3 is super helpful, I use it regularly. I've honestly never had any problems with them so I can't complain. Reviewed on: 7th April 2026
Mark's avatar
Mark

Years of satisfaction

5
I have been using paypal for around 20 years. For me it has never disappointed. I can often forget about my security online in my day to day but when I am using PayPal I know that my transactions and bank details are safe and secure. I have sent money to businesses as well as family and friends and made countless purchases, all with no problems and much peace of mind. Reviewed on: 7th April 2026
Faith W's avatar
Faith W

Easy to use app allows you to track and keep updated...

5
Easy to use app allows you to track and keep updated on your finances Reviewed on: 7th April 2026
Mr S's avatar
Mr S

I’ve been using PayPal for several years now, and it...

5
I’ve been using PayPal for several years now, and it has become one of the easiest and most reliable ways for me to manage online payments. Whether I’m buying something from a small independent seller or sending money to friends and family, the process is always quick and straightforward. One of the things I appreciate most is the added sense of security. Knowing that my financial details aren’t shared with every website I shop from gives me real peace of mind. The buyer protection is also reassuring when purchasing items online, especially from sellers I’m using for the first time. Reviewed on: 7th April 2026
Paula's avatar
Paula

The interest being charged on paypal credit is to mu...

4
The interest being charged on paypal credit is to much and takes to long to update Reviewed on: 7th April 2026
coryn b's avatar
coryn b

I highly recommend it.

5
I highly recommend it. The best on the market. Reviewed on: 7th April 2026
ENNDRIU's avatar
ENNDRIU

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill