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PayPal: PayPal Credit reviews

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4.90
Based on 102,103 reviews, last reviewed 8th May 2026
2365950% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use. I feel confident making payments, and everything works smoothly eve... Read more Reviewed on: 8th May 2026
LJ's avatar
LJ

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102103)

Easy use of app and link with other accounts.

5
Easy use of app and link with other accounts. Good range of credit options and flexibility with spreading payment. Only problem is inability, from what I know, to make a balance transfer to account. One problem with a payment was resolved with great customer service the only time I needed to call them. My problem was resolved easily. Reviewed on: 7th April 2026
David G's avatar
David G

Paypal Credit is the best

5
Paypal in general and especially PayPal Credit made it easy to afford some things with the 4 months 0% interest free. Reviewed on: 7th April 2026
Grace A's avatar
Grace A

Paypal is fast but goods and services can lead to ge...

4
Paypal is fast but goods and services can lead to getting scammed and paypal customer support isn't great. Reviewed on: 7th April 2026
treviews's avatar
treviews

My experience is very exelent.

4
My experience is very exelent. They make me fill safe with my money and product Reviewed on: 7th April 2026
Flora's avatar
Flora

Used PayPal for many years and never had a problem.

5
Used PayPal for many years and never had a problem. Reviewed on: 7th April 2026
Vincent C's avatar
Vincent C

Good company with Good values

5
I have never had any reason to give Pay pal a negative review because my interactions with them have beel limited. They are very good at giving clear concise advice without all the blurb. Reviewed on: 7th April 2026
Brian K's avatar
Brian K

No hassle refund

5
I’ve had a few occasions where a retailer has changed for something I didn’t have McDonald’s bag or never received something the post. PayPal sorted it out. Reviewed on: 7th April 2026
Sarah Brett's avatar
Sarah Brett

Trust in Pay Pal

5
Pay Pal is so easy to use and I trust it 100%. Reviewed on: 7th April 2026
Barry B's avatar
Barry B

Good experience so far, only have one issue previous...

5
Good experience so far, only have one issue previously with payment refund due to bad buyer nothing to do with Paypal. Reviewed on: 7th April 2026
jean-baptiste's avatar
jean-baptiste

Quick and easy credit

4
Paypal credit has always provided a quick and easy method to access credit. The charges and payment plans are clear Reviewed on: 7th April 2026
Tom's avatar
Tom

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