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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146193)

Easy to use and very helpful.

5
Easy to use and very helpful..i am happy to be able to recieve a credit to use on emergency Reviewed on: 6th May 2026

PayPal credit is an easy option

5
PayPal credit gives you the opportunity to purchase large/more expensive items and have the option to pay off for it instead of getting into debt paying it off at once or putting it on your credit card Reviewed on: 6th May 2026

Great service always deal with me quick and fast

5
Great service always deal with me quick and fast Reviewed on: 6th May 2026

Interest too high

3
High interest rates, poor customer service Reviewed on: 6th May 2026

Paypal is a safe way to pay for goods and provides a...

5
Paypal is a safe way to pay for goods and provides an opportunity to be able to get what is required with different options to pay back Reviewed on: 6th May 2026

Easy to use abd monitor.

5
Easy to use abd monitor. Pay in 3 options the best. Reviewed on: 6th May 2026

Easy to set up and you still get offers

5
Easy to set up and you still get offers Reviewed on: 6th May 2026

Love it.

5
Love it..easy to use for any purchases Reviewed on: 6th May 2026

A very good and professional company in the way it a...

5
A very good and professional company in the way it acts in information and ease of using this payment. Reviewed on: 6th May 2026

PayPal protects

5
I have absolutely nothing bad to say about PayPal Reviewed on: 6th May 2026

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