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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

PayPal is amazing, user friendly and safest paying o...

PayPal is amazing, user friendly and safest paying option. Thank you paypal Reviewed on: 6th May 2026

Easy system to use and all transactions shown, allow...

Easy system to use and all transactions shown, allows you to pay your bill off quicker if required, no hidden charges Reviewed on: 6th May 2026

Fairly easy to use and I feel safe and protected whe...

Fairly easy to use and I feel safe and protected when using PayPal as my preferred payment method Reviewed on: 6th May 2026

Easy and safe, it is my preferred method of payment...

Easy and safe, it is my preferred method of payment Reviewed on: 6th May 2026

Easy to use, allows you to budget

Easy to use, allows you to budget Reviewed on: 6th May 2026

Smooth easy to use service

Smooth easy to use service, on the rare times I've had an issue everything is resolved quickly. Reviewed on: 6th May 2026

Easy communication, tracking my parcels, refunds whe...

Easy communication, tracking my parcels, refunds when parcels not received. Reviewed on: 6th May 2026

Really easy to use, quick response when required to...

Really easy to use, quick response when required to contact them. Dispute resolution is excellent and their app/website is really easy to navigate Reviewed on: 6th May 2026

Use for majority of payments, great service.

Use for majority of payments, both credit and normal. Easy to keep track of things on PayPal. Reviewed on: 6th May 2026

Refund process smoothly done

I was able to speak to a customer service agent who was able to talk me through the process and I was able to get my refund smoothly Reviewed on: 6th May 2026

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