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PayPal: PayPal Credit reviews

4.90
Based on 101,995 reviews, last reviewed 8th May 2026
2360750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026
David E's avatar
David E

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101995)

Fantastic service.

5
Fantastic service. AlwaYs helpful and customer service Reviewed on: 7th April 2026

Best service and easy payment method

5
Best service and easy payment method Reviewed on: 7th April 2026

Peace of mind

5
Gives security to purchases any problems i have had with items not being delivered have always been handled by paypal Reviewed on: 7th April 2026

staightforward and clear and quick application and e...

5
staightforward and clear and quick application and easy to make payments.been using paypal for years and find it efficient,flexible and a great help,the paypal credit is a bonus! Reviewed on: 7th April 2026

Nice and easy

5
Nice and easy to use give u time too repay back Reviewed on: 7th April 2026

I am allowed to manage my spending, check balances...

5
I am allowed to manage my spending, check balances, and set up payments instantly. Paypal has an easy and rapid application processes for cards. Reviewed on: 7th April 2026

Safest way to shop online

5
I have been with PayPal for many years they have helped me from getting scammed a few time, PayPal is the best way to shop online they alway keep your money safe Reviewed on: 7th April 2026

Easy to make transaction, which is safe and secure,...

5
Easy to make transaction, which is safe and secure, live PayPal credit offer, allows me to make my purchases and spread the cost Reviewed on: 7th April 2026

Great service and very understanding team

5
Great service and very understanding team Reviewed on: 7th April 2026

Always use PayPal as very reliable

5
Always use PayPal as very reliable Reviewed on: 7th April 2026

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