Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101954 reviews)

View other PayPal products

4.90

Based on 101,954 reviews, last reviewed 8th May 2026

2358950% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is very easy to tu use and is have 4months 0%... Paypal is very easy to tu use and is have 4months 0% interes which is a good deal Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101954)

Paypal have never let me down.

Paypal have never let me down, it's safe and secure and my preferred choice Reviewed on: 7th April 2026

Does what it says

Ive not needed to contact customer services so cant comment on their service. Reviewed on: 7th April 2026

Paypal is perfect its flexible payments , credit car...

Paypal is perfect its flexible payments , credit card , and wuick payments and trnsacions Reviewed on: 7th April 2026

Good customer service.

Good customer service. And good listening hear. Reviewed on: 7th April 2026

Flexible plans

I used paypal i like the payment option for 4 month no interest option hight Recommended and i also said 2 of my friends to download payapl they did and 2k limot they are well happy aswell Reviewed on: 7th April 2026

Excellent customer service.

Excellent customer service. Easy to use app. Prompt replies. Reviewed on: 7th April 2026

Excellent service

The best thing about PayPal is the customer service. On more than one occasion they have knocked off late charges after calling about a forgotten payment. Forgiveness that would be hard to come across with other banking providers. Reviewed on: 7th April 2026

Helps cover payments

Use PayPal on all which accept it which covers my purchases and on occasions when needed have been able to recover my money Reviewed on: 7th April 2026

Paypal Credit

Paypal lets me choose how to spread the cost of purchases. I love the fact that you get 4 months interest free on large purchases. It's my first go to when I am purchasing something. Reviewed on: 7th April 2026

Reliable and Convenient Credit Option

My experience with PayPal Credit has been very smooth. The application process was quick, and I appreciate having the flexibility to make purchases and pay them off over time. The statements are clear, and managing payments through my PayPal account is convenient. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48102 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub