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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146138 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146138)

Easy to use, good customer service.

Easy to use, good customer service. Payment a bit slow in processing Reviewed on: 6th May 2026

No fuss way to pay, easy to use, never had...

No fuss way to pay, easy to use, never had an issue Reviewed on: 6th May 2026

Ease of use, very secure and flexible

Ease of use, very secure and flexible Reviewed on: 6th May 2026

Excellent customer service when I’ve had issues with...

Excellent customer service when I’ve had issues with vendors in the past, promptly resolving the problems. Reviewed on: 6th May 2026

Be safe znd stay safe

Have been with paypal for a few years feel very comfortable by paying with paypal, they are very orgsnised and if a problem does occur they are very quick to respond. Reviewed on: 6th May 2026

Easy to use.

Easy to use. Can use anywhere, really helps to purchase larger items to split the cost into affordable payments. Reviewed on: 6th May 2026

Safe and secure online payments with Paypal

PayPal are just so convenient with the options they give you. I often chose to pay in 3 to make life easier and the security they provide makes buying online simple and comfortable knowing the transaction is safe. Reviewed on: 6th May 2026

I used PayPal pay in 3 to spread the cost of new gar...

I used PayPal pay in 3 to spread the cost of new garden tools which helped me out tremendously as it meant I didn’t have a large amount of money going out all in one. Was very straight forward to use and approved in minutes would highly recommend to anyone. Reviewed on: 6th May 2026

Conveniant and affordable lender

Paypal is so easy to use, and the pay in 3 and credit options are so affordable and have been a big help many times. Reviewed on: 6th May 2026

PayPal credit is what you need...

PayPal credit is what you need, when you need a little help,I love to use PayPal credit. They don't have any hidden charges. Reviewed on: 6th May 2026

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