Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,898 reviews, last reviewed 8th May 2026
2356350% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a first class experience with Paya... I have always had a first class experience with Payal making a purchase decision very easy Reviewed on: 8th May 2026
Ashley D's avatar
Ashley D

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101898)

I buyed a Lap top for me and my friend was very good...

5
I buyed a Lap top for me and my friend was very good sevice Reviewed on: 7th April 2026
Abu saleh choudhury 's avatar
Abu saleh choudhury

I have used PayPal for many yearss and consider it a...

4
I have used PayPal for many years and consider it a safe and reliable way to make online purchases. I particularly value the sense of security it provides, especially when buying from unfamiliar websites. The customer service response time should be applauded, and the company sets a strong example of what good customer service should look like. However, I do wish that the interest rates on repayments better reflected the company’s otherwise positive approach to supporting customers in managing their debt. Reviewed on: 7th April 2026
Tonia James's avatar
Tonia James

Keeping me up to date what i spend.

5
Keeping me up to date what i spend. Remind me when a payment is due. HAd no problems. Reviewed on: 7th April 2026
Colin L's avatar
Colin L

Setting up DD

5
In the recent past I had a problem setting up a new DD. Subsequently, I contacted PayPal direct spoke to an advisor who was extremely helpful and set up my DD without fail. Reviewed on: 7th April 2026
Fez CP's avatar
Fez CP

Pay in four works excellent when it comes to large p...

5
Pay in four works excellent when it comes to large purchases. Reviewed on: 7th April 2026
B B's avatar
B B

Excellent credit availability.

5
Excellent credit availability. Able to spread the cost of a purchase interest free us fantastic. Reviewed on: 7th April 2026
Macs's avatar
Macs

I liked the paypals 4 month interest free buying sch...

5
I liked the paypals 4 month interest free buying scheme. Much appreciate that.Keep up paypal Reviewed on: 7th April 2026
Muhammad 's avatar
Muhammad

All ways there when you need them.

5
All ways there when you need them. Great customer service and the App is first class Reviewed on: 7th April 2026
David N's avatar
David N

Easy safe way to spend money online, helps you feel...

5
Easy safe way to spend money online, helps you feel protected in your purchases. Reviewed on: 7th April 2026
FY's avatar
FY

I find this service convenient, easy to use and also...

5
I find this service convenient, easy to use and also easy to manage. It makes purchasing larger item more financially viable. Reviewed on: 7th April 2026
SBTheSett's avatar
SBTheSett

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill