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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146123)

Really safe and easy to use I recommend it

Really safe and easy to use I recommend it Reviewed on: 6th May 2026

Use PayPal for more than 10 years and I'm happy with...

Use PayPal for more than 10 years and I'm happy with everything Reviewed on: 6th May 2026

Amazing service and no pressure

Only had a bad experience once and they was they handeled it after was so good a proffesional. Really met the custome service that i desire from anywhere Reviewed on: 6th May 2026

Easy to keep track and simple to use.

Easy to keep track and simple to use. Very simple application process and everything is clear and transparent Reviewed on: 6th May 2026

Pay in 3 at 0% a great option and makes things more...

Pay in 3 at 0% a great option and makes things more accessible when purchasing bigger value items Reviewed on: 6th May 2026

Great Service!

PayPal is a reliable part of my online life. Payments are quick, secure, and incredibly easy to track. Transactions are processed quickly. It's a dependable solution for both personal and business payments. Reviewed on: 6th May 2026

Excellent all around

Good protection for buyers, widely accepted and easy to use. Makes purchasing quicker Reviewed on: 6th May 2026

PayPal Credit has been amazing for managing bigger p...

PayPal Credit has been amazing for managing bigger purchases without the stress of paying everything upfront. The 0% interest offers on qualifying purchases make it super convenient, and the application process is quick and straightforward. I also love how seamlessly it works within PayPal checkout, making online shopping feel secure and flexible. It’s honestly one of the easiest and most reliable credit options I’ve used. Reviewed on: 6th May 2026

PayPal is the best, helpful.

PayPal is the best, helpful financial company Reviewed on: 6th May 2026

Great and easy to complete transactions.

Great and easy to complete transactions. Reviewed on: 6th May 2026

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