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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146097 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146098)

Why You should use PAYPAL

Great platform for handling money and online shopping, brings the whole experience together with its user friendly system and supported services! Reviewed on: 6th May 2026

PayPal 5 star.

Easy to use very friendly and helpful customer service, 5 star service. Reviewed on: 6th May 2026

I love the 4 months 0% interest

I love the 4 months 0% interest on purchases over £99. I recently had a large unexpected vet bill and this has allowed me to pay the vet in full and spread the cost with no financial penalty. Reviewed on: 6th May 2026

Always great and wonderful service and great protection

Always great and wonderful service and great protection Reviewed on: 6th May 2026

PayPal is the way forward.

I’ve been using PayPal and PayPal Credit for a while now, and honestly I’m very happy with both. PayPal itself is incredibly convenient. Payments are quick, I don’t have to keep entering my card details everywhere, and the buyer protection gives me extra peace of mind when shopping from new sites. PayPal Credit has also been a really useful addition. I like being able to spread the cost of bigger purchases, especially with the 0% offers. It’s straightforward to use and integrates seamlessly into checkout, which makes the whole process feel effortless. I’ve found it to be a reliable and helpful tool. Overall, I’d definitely recommend both. Reviewed on: 6th May 2026

Excellent service and very helpful staff

Excellent service and very helpful staff Reviewed on: 6th May 2026

All positive.

All positive. Nothing negative to report Reviewed on: 6th May 2026

I highly recommend, it's so helpful and easy to use!

I highly recommend, it's so helpful and easy to use! Reviewed on: 6th May 2026

Easy to use and convenient way of making secure paym...

Easy to use and convenient way of making secure payments Reviewed on: 6th May 2026

simply the best

I have been paying through PayPal for years now and have never had a problem with them if you have a problem with any item you have purchased they will come to the rescue Reviewed on: 6th May 2026

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