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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

it has been so essential and easy to use

it has been so essential and easy to use Reviewed on: 7th April 2026

Convenient, reliable and secure method of payment

Convenient, reliable and secure method of payment Reviewed on: 7th April 2026

In any situation

In any situation PayPal customer service is always helpful. Reviewed on: 7th April 2026

PayPal credit is an essential for me

Used PayPal credit for multiple purchases over the years. Always reliable. I often use the 4 months interest free to pay for larger items to give me breathing room. Without it I would not have been able to buy half of the things I needed Reviewed on: 7th April 2026

PayPal is the banking centre for me

PayPal is there when I require a lender for smaller items as it gives me the flexibility to spread my costs across 2 or 3 months, which is a help when it comes my other monthly payments Reviewed on: 7th April 2026

I have been using paypal for many years and it keeps...

I have been using paypal for many years and it keeps getting better. Excellent customer service quick to respond when contacting them Reviewed on: 7th April 2026

I use PayPal to pay for most things online.

I use PayPal to pay for most things online. It’s quick & easy & I can pay in 3 & get credit to take longer to pay. I also have the PayPal credit card but haven’t used it yet. Reviewed on: 7th April 2026

Easy to use service and offers flexibility

Easy to use service and offers flexibility Reviewed on: 7th April 2026

PayPal credit pay in 4 is extremely usefull

PayPal credit pay in 4 is extremely usefull for budgeting purchases over £100. Only ever had 1 issue with a supplier and PayPal were easy to contact and reversed the payment immediately. PayPal is also very useful for pooling money from family around the world for a combined birthday present. Reviewed on: 7th April 2026

PayPal has been a rainy day Godsend

PayPal has been a “Godsend” especially on “rainy days” when I need a helping hand the most. Imagine, a 4 MONTH GRACE PERIOD. I pay back without even feeling it. Get the PayPal Credit for those “rainy days”. Reviewed on: 7th April 2026

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