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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146059 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146059)

Excellent service and always reliable

Excellent service and always reliable Reviewed on: 6th May 2026

Gives me flexibility!

Allows me to buy what I’m looking for and spread the cost. Ideal for me! Reviewed on: 6th May 2026

It’s easy to use so I can keep track of what I’m spe...

It’s easy to use so I can keep track of what I’m spending Reviewed on: 6th May 2026

Excellent Never any problem

Never any problem always excellent Reviewed on: 6th May 2026

Paypal number 1

Paypal is my go to online payment method for anything from small purchases to the big ones, having different options to choose from like paypal credit or pay 1 in 3 give me a lot of flexibility on how i want to pay for my items, i love it Reviewed on: 6th May 2026

Paypal credit is great for those special purchases

Paypal credit is great for those special purchases which cost a bit more, the 0% 4 months interest is a great idea which gives me the option to clear by the 4 months due or if i need extra time the interest charged isn't a huge amount, I use it a lot for my purchases Reviewed on: 6th May 2026

Fast and Simple way to spread payments.

Simple way to spread payments, takes less than a minute and widely used with retailers large and small. Reviewed on: 6th May 2026

Good Experience with PayPal Credit

So far I have used PayPal Credit a few times in several years and it proved to be very helpful in spreading the cost over a set period of time. Great flexibility on payment amount. Good and helpful reminder of missed due payment. Reviewed on: 6th May 2026

Easy and secure

PayPal is easy to use and with the knowledge it is a secure process, it makes it a really great way to pay for things. Reviewed on: 6th May 2026

Good Company to Deal With

I use paypal for alot of my payment options whilst shopping online, they are quick and easy to use and their website and app are very user friendly. Reviewed on: 6th May 2026

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