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PayPal: PayPal Credit reviews

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4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101781)

Always been positive experience, helping out with th...

5
Always been positive experience, helping out with their credit agreement with furnishing my new home. Never any problems and good plans available Reviewed on: 7th April 2026
Ami's avatar
Ami

Smooth experience and easy tracking

5
Smooth experience and easy tracking Reviewed on: 7th April 2026
Aditya V's avatar
Aditya V

PayPal has been consistently reliable and easy to use.

5
PayPal has been consistently reliable and easy to use. Payments are quick, secure, and widely accepted, which makes managing money online straightforward. The buyer protection also gives extra peace of mind when shopping. Overall, a solid and trustworthy service. Reviewed on: 7th April 2026
Joel F's avatar
Joel F

Use paypal you wont be disappointed

5
I find it very easy to use very quick to updates payments ect Reviewed on: 7th April 2026
Elyk's avatar
Elyk

Excellent service provider.

5
Excellent service provider. Have used for years and never had any problems! Easy to use, app is great. Plenty of opportunity to use PayPal online Reviewed on: 7th April 2026
Catherine L's avatar
Catherine L

not/applicable. Nothing more to say

3
not/applicable. Nothing more to say Reviewed on: 7th April 2026
Belynda P's avatar
Belynda P

Very secure and totally reliable, can recommend 100%...

5
Very secure and totally reliable, can recommend 100% every day of the week!!! Reviewed on: 7th April 2026
Anthony Garnett 's avatar
Anthony Garnett

Easy to use for anyone and anywhere so get on it.

4
Everything is easy to do so anyone can use it for so many things and many sites with confidence. Reviewed on: 7th April 2026
Peter Ruggiero's avatar
Peter Ruggiero

Smooth Experience

5
I've bought many things and sold 1 or 2 and never had issues. Reviewed on: 7th April 2026
Capy Bara's avatar
Capy Bara

Great way to split the cost

5
I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later means I can split the payment over four months interest free to make repayments more manageable. Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

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