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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

Paypal is convenient, I would like the whole system...

4
Paypal is convenient, I would like the whole system to to be more real time to allow me to keep up to the minute with my finance Reviewed on: 6th May 2026

It’s very easy to use and you can use it almost anyw...

5
It’s very easy to use and you can use it almost anywhere online. Reviewed on: 6th May 2026

Easy to make and receive payments

4
Easy to make and receive payments Reviewed on: 6th May 2026

Highly recommended

5
Great and very helpful. Easy to receive money. Great customer service Reviewed on: 6th May 2026

Great experience

5
I have had great experience using paypal. It’s reliable, secure and very easy to use. It makes me feel confident knowing my transactions are protected. Reviewed on: 6th May 2026

Very good safe when buying...

5
Very good and safe hands allways feel safe when buying Reviewed on: 6th May 2026

PayPal the best.

5
Ver understanding and patient. They were very helpful when I became the victim of a cyber attack. Reviewed on: 6th May 2026

Practical payments for presents and more!

5
So useful when paying for big ticket items and wanting to spread cost. Also safe way to make online purchases. Reviewed on: 6th May 2026

Brilliant experience and very fair rates

5
Brilliant experience and very fair rates Reviewed on: 6th May 2026

Quick, convenient, easy to use.

5
Quick, convenient, easy to use. The app gives all the detailed information you could need. Paypal credit is a godesend for short term money management. Reviewed on: 6th May 2026

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