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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,714 reviews, last reviewed 8th May 2026
2347900% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments, saves me the time and stress of looki... Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101714)

Easy to use,

5
Easy to use, very efficient, good rates Reviewed on: 7th April 2026
Darron M's avatar
Darron M

Easy Way to Spread Payments at No Cost

5
spreading larger payments interest free across 3 months is clearly worth doing and easy to set up Reviewed on: 7th April 2026
Peter E's avatar
Peter E

I use PayPal all the time I feel safe using the plat...

5
I use PayPal all the time I feel safe using the platform to pay for purchases. It’s convenient and easy I have never had any issues Reviewed on: 7th April 2026
Melanie L's avatar
Melanie L

Amazing company who have helped me massively

5
Amazing company who have helped me massively Reviewed on: 7th April 2026
Ollie B's avatar
Ollie B

Generally OK - well automated processes

4
Generally OK - well automated processes Reviewed on: 7th April 2026
Stuart F's avatar
Stuart F

PayPal has always been easy to contact, contacted me...

5
PayPal has always been easy to contact, contacted me the one time I forgot to pay my bill and were very kind and let me pay then and there without charging me any additional fees. They are a great company to work with and I would not use any other. I feel I can trust PayPal. Reviewed on: 7th April 2026
Alexandria V's avatar
Alexandria V

Quick, easy and secure!

5
Makes online shopping and sending money to friends/colleagues easy, saves time and reduces risk. The addition of the 4 months interest free and pay in 3 services help keep up with other offerings in the market. I've always been very impressed with Paypal! Reviewed on: 7th April 2026
Lynda B's avatar
Lynda B

Its a great way to pay and then at the end of the mo...

5
Its a great way to pay and then at the end of the month all your bills are in one place and can be paid in full Reviewed on: 7th April 2026
Jo's avatar
Jo

Longtime user

5
Great interest free purchase period with PayPal credit. easy checkout with most retail store, user friendly app. Reviewed on: 7th April 2026
Camilla S's avatar
Camilla S

Very transparent lending company.

5
Very transparent lending company. I have had no issues using my credit card Reviewed on: 7th April 2026
Natalie I's avatar
Natalie I

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